Terms & Conditions

Insurancewith:.com: doing more than just insurance

This web site and the insurance products and services offered within are intended for use and purchase by residents of the United Kingdom or companies and organisations registered in the United Kingdom.

All insurance products and services offered in this web site are subject to individual terms and conditions that are readily available for inspection before a purchase is made. You should refer to the terms and conditions relating to a product or service before undertaking a purchase. TIF retain the right to modify these terms and conditions when necessary so you should review them each time you use this web site.

TIF offers a wide range of travel insurance products and travel insurance related services for sale on this web site. You are entirely responsible for deciding whether or not to purchase any of these products or services. Whilst this web site will often offer advice on travel insurance matters it does not seek to advise you on which particular products and services to purchase.If you are in doubt as to whether a travel insurance product or service offered for purchase on this web site is suitable for your needs or specific

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requirements please contact us prior to making a purchase. Contact details can be found on the contact us page.

TIF reserve the right to modify the content or format of this web site at any time. TIF also reserves the right to change the information on this page if necessary. Please read the contents of this page each time you view this web site. TIF does not guarantee the availability of this site nor does it guarantee that the code which constitutes this web site or the material contained within it will operate either fully or in part on any specific computer equipment or in any specific software. There are no elements within this web site that alter any of the configuration or other settings on any machinery used to view the site. TIF accepts no liability whatsoever for any damage, either temporary or permanent, occurring to either electronic equipment or software that might occur whilst using this site as any such damage will be deemed to be coincidental. Any information contained within the technical support pages on this web site is for reference purposes only and TIF advises against any individual attempting to service, repair or reconfigure electronic equipment or computer software based on the content of these technical pages unless they are fully qualified to do so.

OUR WEB SITE

This web site, in its entirety, is the property of Travel Insurance Facilities Plc or any of its trading divisions as stated (referred to as ‘TIF’) and is protected by the copyright laws of the United Kingdom. All company names, logos and trade marks included in this web site are the property of TIF or have been made available to TIF with the prior consent of the respective owners.


Single trip travel insurance
Competitive rates for all, whether you have a pre-existing medical condition to declare or not. Cover starts from as little as £16.18...
Single insurance information...
Cruise travel insurance
Specialist cruise insurance with higher than average cancellation cover and ship to shore repatriation as standard...
Cruise insurance information...
Winter sports travel insurance
Specialist winter sports travel insurance for skiing, snowboarding and other winter sports and will cover for medical conditions...
Winter sports information...
Longstay travel insurance
Specialist longstay travel insurance allowing for longstay single trips at cost effective prices whilst still being able to cover conditions...
Longstay insurance information...
 
Please read our recent testimonials from cients of insurancewith.com
(click on a tab to stop the slide show and read the testimonial)

I was diagnosed with cancer

I was diagnosed with Breast cancer 5 years ago, and since then finding travel insurance has been a nightmare. After being diagnosed, spending time with my young children and enjoying family holidays has become even more important to me. However, the shine can be taken off making what should be happy holiday plans by trying to find reasonable, but adequate holiday insurance. The process inevitably involved intimidating health screening questions and extortionate insurance premiums.

Thankfully those days are behind me - I’m so pleased to have found Insurancewith. I have just arranged my holiday insurance through Insurancewith last week - and found it so easy and painless. A completely different experience! The health screening questions were short, to the point, easy to answer and appropriate. I paid by card over the phone, and the documents were emailed to me within minutes of putting the phone down.

The whole process took less than 20 minutes from dialing the number to receiving my documents - and the icing on the cake was the reasonable premium!!! At last, thanks to Insurancewith, I can enjoy planning holidays again. I would not hesitate to recommend Insurancewith to anyone who needs travel insurance following a diagnosis of cancer.

Miss J S from Sussex

My wife and i went to Cyprus for two weeks

Two years ago, to be able to say the above would have been simply routine, in fact not really worth mentioning. But like many others, my wife was diagnosed with Breast Cancer 2 years ago and while thankfully she is now doing just fine, we found that a holiday for us now, something that we previously had been able to save and look forward to, had been all but closed off to us in so far as being able to find affordable insurance cover.

In some ways this was almost as big a shock as discovering my wife’s illness.
Quotes of £2000 and more for insurance for a couple of weeks break were commonplace.
What hurt most was that despite my wife’s courage and the marvellous recovery she was making, many insurance company’s were all but telling us that holidays were something that we should no longer consider we were entitled to.
Then when we had all but given up hope of being able to go on holiday, I by pure chance discovered Fiona Macrae’s company Insurancewith.
So my wife and I would like to say a huge thank you to Fiona Macrae and her staff for all the help and the sensitive way in which they have been able to provide us with realistically priced Insurance to cover our trip.
Thanks again Fiona, and we look forward to contacting you again for our next holiday.

Joan and Roy from Kent

Our trip was problem free

I suffer from myeloma (bone marrow cancer) and my husband has high blood pressure and an irregular heart beat. In both cases the conditions have been under control with medication forseveral years. Our daughter and her husband live in Singapore andlast Christmas offered us the air fare for a three week visit this year after my latest chemotherapy treatment. We never dreamed that our plans would be thwarted by problems obtaining insurance. We couldn't get anything we could possibly afford; quotations were in the region of three thousand pounds!

The article in The Daily Telegraph on Tuesday, March 30th, "Too sick to insure..?" came to our attention and we contacted insurancewith. The rest is history: we have recently returned from a wonderful three week holiday. The insurance cost us just £480, and as our trip was completely problem free we did not need to claim anything, so everyone was happy. The company's risk paid off and they made their profit, and we had that peace of mind which meant we were free of those worries which would have spoilt our holiday if we had been forced to risk travelling without insurance. Now that I am on my next course of treatment, I have all those wonderful memories to cheer me up and also able to visualise my family in their own environment as well as being able to chat face to face with Skype.

We are exceedingly grateful to insureancewith and have already written to the Daily Telegraph and sent notices to our GP surgeries and my hospital unit advising other patients of our experience. If we are lucky enough to have another chance to travel, we shall know where to go!
Yours, very thankfully,
SC

Speedy efficient and sensitive

I just wanted to thank you for Insurancewith's speedy, efficient and sensitive handling of my request for travel insurance to America. As I'm sure you know, many so-called 'specialist' insurers are unwilling to consider quoting for people with secondary cancer. I had actually given up on the plan to visit friends in America, after being given a starting price of £1000 by the one company who would consider insuring me - that was over twice the cost of my flight!

After hearing Fiona Macrae from Insurancewith talking on "Womens Hour", I decided to have one last try, and to my absolute delight, not only did Insurancewith agree to provide cover, but quoted £300. I have now returned relaxed, brown and happy and I have already recommended you to friends in the same situation as me, so thanks again.

Annie

We were amazed

I was diagnosed with cancer last year and the only thing to keep me going apart from my loving family and friends was the holiday we had booked for Sorrento in May this year. It wasn’t until I was talking to other members of my family that I realised that our yearly travel insurance wouldn’t cover me since my recent operation and current illness.

We never thought that our plans would be ruined by ridiculously high insurance quotes until we were recommended Fiona Macrae’s Company Insurancwith. We were amazed that for a single trip it only cost us £26.00. The health screening question were easy to answer and within no time the insurance details were forwarded to me.

The holiday was a good tonic for us all especially knowing I was adequately insured if I should have a relapse whilst away. I am doing well and have recently booked another holiday for April next year and will of course be getting in touch with Insurancewith again.

A big thank you to Fiona and her staff at Insurancewith for making it possible for us to enjoy and afford our holidays again.

Mrs L. Suffolk

What would cancer sufferers and others with medical conditions do?

What would cancer sufferers and others with medical conditions do without the help of people like Fiona Macrae and her wonderful staff. I tried for several months to get a reasonable quote for holiday insurance with the usual stress of either being told that I could not have cover for my condition (Bladder Cancer) or the quote was high enough to cause me to think that I should just stay at home.

After reading an article about Fiona I got in touch and was surprised that she personally replied back. I contacted her staff and was delighted to speak with someone who made me feel that I had the right to travel insurance even with my medical history.

The questions were exactly for my condition and the quote was really great, that I booked straight away,and I have two days later received all the necessary paper work. Well done insurancewith long may we have contact and I hope you soon will be able to offer clients Annual Trips as well. I will certainly recommend your Company with pleasure.

Yours, very thankfully,
Mrs J G

 
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