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World cup travel insurance

With the World Cup in full swing and the summer holiday season about to start, travel insurance should be top of everyone’s mind when booking your trip away, even if you are only going to Paris for a weekend break. Your travel insurance policy will cover you for many things, such as a delayed or cancelled trip, death or illness, emergency medical assistance and lost baggage. By not having travel insurance, should you need to change your holiday plans at the last moment, for example illness or death of a close relative, the cost of changing an airline ticket or cruise itinerary can be substantial, especially on short notice. Plus the costs of emergency medical assistance while travelling abroad are beyond the budget of many individuals and families.

Just like health and life insurance, travel insurance is one of those products that nobody wants to pay for, but everybody feels that they should have. The chances are high that you will not even need insurance while travelling. However, a good travel insurance policy can make all the difference in case of any unforeseen circumstances and is worth having for the peace of mind alone. The cost of travel insurance can vary greatly.

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It will depend on the amount of cover you need; the length of your trip; which countries you are travelling to; and whether you plan to participate in hazardous sports, such as diving to great depths or skydiving. Age also has a bearing on cost of travel insurance and the premiums tend to increase once you are over 65.Pre-existing medical conditions can often be an issue when purchasing your travel insurance. If you have a pre-existing medical condition, seek out a travel insurance provider who specialises in providing cover for your particular condition. Should you need to make a medical claim abroad, a specialist provider is best placed to get you the most appropriate medical treatment in the most appropriate medical facility, ensuring you are not medically over treated.

Some providers will offer to cover everything, but exclude your pre-existing medical condition, you should think very seriously before accepting this type of policy, if you had a medical emergency to do with your medical condition, how would you cover the costs? The costs can run into thousands of pounds. Having a pre-existing condition generally means you may be paying more for the cover, but it will not necessarily prevent you from being insured. Make sure you accurately inform your insurance company of any pre-existing conditions, otherwise your insurance company has the right to revoke your policy at a later date.

If you travel frequently throughout the year, and have bought a multi-trip annual policy or a family policy, make sure you read the policy wording and check for exclusions. Many policies may exclude hazardous sports or high-risk travel spots while others may ask the customer to pay an additional premium to add these risks to the policy, it is particularly important to check your cover and exclusions if you are depending on an annual travel insurance policy given free by your bank or credit card company. Should you have any changes in health between buying your travel insurance policy and travelling, you must advise your travel insurance provider, if you fail to do this you will not be covered if you need to make a claim connected to your new medical condition whilst you are on holiday.

Insurancewith:.com: doing more than just insurance


Competitive rates for all, whether you have a pre-existing medical condition to declare or not. Cover starts from as little as £16.18...
Single trip travel insurance information...
Specialist cruise insurance with higher than average cancellation cover and ship to shore repatriation as standard...
Cruise travel insurance information...
Specialist winter sports travel insurance for skiing, snowboarding and other winter sports and will cover for medical conditions...
Winter sports travel insurance information...
Specialist longstay travel insurance allowing for longstay single trips at cost effective prices whilst still being able to cover conditions...
Longstay travel insurance information...
Insurancewith now has range of annual multi-trip travel insurance policies so that you can choose the policy that best suits your needs and budget....
Annual travel insurance information...
 
Please read our recent testimonials from clients of insurancewith.com
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I was diagnosed with cancer

I was diagnosed with Breast cancer 5 years ago, and since then finding travel insurance has been a nightmare. After being diagnosed, spending time with my young children and enjoying family holidays has become even more important to me. However, the shine can be taken off making what should be happy holiday plans by trying to find reasonable, but adequate holiday insurance. The process inevitably involved intimidating health screening questions and extortionate insurance premiums.

Thankfully those days are behind me - I’m so pleased to have found Insurancewith. I have just arranged my holiday insurance through Insurancewith last week - and found it so easy and painless. A completely different experience! The health screening questions were short, to the point, easy to answer and appropriate. I paid by card over the phone, and the documents were emailed to me within minutes of putting the phone down.

The whole process took less than 20 minutes from dialing the number to receiving my documents - and the icing on the cake was the reasonable premium!!! At last, thanks to Insurancewith, I can enjoy planning holidays again. I would not hesitate to recommend Insurancewith to anyone who needs travel insurance following a diagnosis of cancer.

Miss J S from Sussex

My wife and i went to Cyprus for two weeks

Two years ago, to be able to say the above would have been simply routine, in fact not really worth mentioning. But like many others, my wife was diagnosed with Breast Cancer 2 years ago and while thankfully she is now doing just fine, we found that a holiday for us now, something that we previously had been able to save and look forward to, had been all but closed off to us in so far as being able to find affordable insurance cover.

In some ways this was almost as big a shock as discovering my wife’s illness.
Quotes of £2000 and more for insurance for a couple of weeks break were commonplace.
What hurt most was that despite my wife’s courage and the marvellous recovery she was making, many insurance company’s were all but telling us that holidays were something that we should no longer consider we were entitled to.
Then when we had all but given up hope of being able to go on holiday, I by pure chance discovered Fiona Macrae’s company Insurancewith.
So my wife and I would like to say a huge thank you to Fiona Macrae and her staff for all the help and the sensitive way in which they have been able to provide us with realistically priced Insurance to cover our trip.
Thanks again Fiona, and we look forward to contacting you again for our next holiday.

Joan and Roy from Kent

Our trip was problem free

I suffer from myeloma (bone marrow cancer) and my husband has high blood pressure and an irregular heart beat. In both cases the conditions have been under control with medication forseveral years. Our daughter and her husband live in Singapore andlast Christmas offered us the air fare for a three week visit this year after my latest chemotherapy treatment. We never dreamed that our plans would be thwarted by problems obtaining insurance. We couldn't get anything we could possibly afford; quotations were in the region of three thousand pounds!

The article in The Daily Telegraph on Tuesday, March 30th, "Too sick to insure..?" came to our attention and we contacted insurancewith. The rest is history: we have recently returned from a wonderful three week holiday. The insurance cost us just £480, and as our trip was completely problem free we did not need to claim anything, so everyone was happy. The company's risk paid off and they made their profit, and we had that peace of mind which meant we were free of those worries which would have spoilt our holiday if we had been forced to risk travelling without insurance. Now that I am on my next course of treatment, I have all those wonderful memories to cheer me up and also able to visualise my family in their own environment as well as being able to chat face to face with Skype.

We are exceedingly grateful to insureancewith and have already written to the Daily Telegraph and sent notices to our GP surgeries and my hospital unit advising other patients of our experience. If we are lucky enough to have another chance to travel, we shall know where to go!
Yours, very thankfully,
SC

Speedy efficient and sensitive

I just wanted to thank you for Insurancewith's speedy, efficient and sensitive handling of my request for travel insurance to America. As I'm sure you know, many so-called 'specialist' insurers are unwilling to consider quoting for people with secondary cancer. I had actually given up on the plan to visit friends in America, after being given a starting price of £1000 by the one company who would consider insuring me - that was over twice the cost of my flight!

After hearing Fiona Macrae from Insurancewith talking on "Womens Hour", I decided to have one last try, and to my absolute delight, not only did Insurancewith agree to provide cover, but quoted £300. I have now returned relaxed, brown and happy and I have already recommended you to friends in the same situation as me, so thanks again.

Annie

We were amazed

I was diagnosed with cancer last year and the only thing to keep me going apart from my loving family and friends was the holiday we had booked for Sorrento in May this year. It wasn’t until I was talking to other members of my family that I realised that our yearly travel insurance wouldn’t cover me since my recent operation and current illness.

We never thought that our plans would be ruined by ridiculously high insurance quotes until we were recommended Fiona Macrae’s Company Insurancwith. We were amazed that for a single trip it only cost us £26.00. The health screening question were easy to answer and within no time the insurance details were forwarded to me.

The holiday was a good tonic for us all especially knowing I was adequately insured if I should have a relapse whilst away. I am doing well and have recently booked another holiday for April next year and will of course be getting in touch with Insurancewith again.

A big thank you to Fiona and her staff at Insurancewith for making it possible for us to enjoy and afford our holidays again.

Mrs L. Suffolk

What would cancer sufferers and others with medical conditions do?

What would cancer sufferers and others with medical conditions do without the help of people like Fiona Macrae and her wonderful staff. I tried for several months to get a reasonable quote for holiday insurance with the usual stress of either being told that I could not have cover for my condition (Bladder Cancer) or the quote was high enough to cause me to think that I should just stay at home.

After reading an article about Fiona I got in touch and was surprised that she personally replied back. I contacted her staff and was delighted to speak with someone who made me feel that I had the right to travel insurance even with my medical history.

The questions were exactly for my condition and the quote was really great, that I booked straight away,and I have two days later received all the necessary paper work. Well done insurancewith long may we have contact and I hope you soon will be able to offer clients Annual Trips as well. I will certainly recommend your Company with pleasure.

Yours, very thankfully,
Mrs J G

 
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