Rated 4.8/5 on Trustpilot
Based on over 5,900 customer reviews
At Insurancewith, we’re different from other providers on the market, and we’re the pioneers for medical travel insurance. Many travel insurance providers either refuse to cover some medical conditions or quote a premium that can often cost more than the cost of the holiday. Here at Insurancewith, that’s exactly what we were created to change.
We do things a little differently.
We look beyond the diagnosis and treat people on a more individual basis, providing policies and prices that reflect your situation.
We work with charities, clinical specialists and existing customers to fully understand the conditions we are covering. This enables us to provide a bespoke medical screening using our specialist Protectif questions to offer cover to individuals which are tailored to their needs.
Our common-sense approach to medical travel cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected happen has a real impact in helping you relax on that well deserved holiday.
Fiona founded Insurancewith after struggling to find travel insurance after a breast cancer diagnosis. Diagnosed when her son was just five months old, Fiona went through chemotherapy and like many, wanted a break at the end of that cycle. However, when she tried to obtain travel insurance, she encountered many problems. Insurance companies asked distressing, personal and intrusive questions in an insensitive manner, and the cost of the policies they offered was more than the price of the holiday.
Following more research into travel insurance for people with pre-existing medical conditions, Fiona was adamant that she wanted to do something to change the situation and enable everyone to have affordable easily accessible holiday insurance for pre-existing medical conditions. “We are supporting multiple charities through the sale of Insurancewith products. I am fortunate that I had support, but for people going through what I went through and have no support, that’s when they really do need help from a charity.”
We’ve worked hard to make sure our insurance premiums reflect the real risk of medical conditions. Using our bespoke Protectif Medical Risk Rating software, we can get a thorough understanding of your specific situation. It’s one of the industry’s closest things to a personally-underwritten travel insurance policy.
The medical declaration is part of our online quote process. You’ll be asked what medications you take and sent through to a set of specialist questions relevant to your condition. This’ll allow you to declare the necessary details and receive a tailored quote based on our assessment. You can do this all online or call us if you prefer.
If you do decide to call, all medical declarations are carried out by a team of trained professionals. We understand these questions can seem invasive, so we will always treat you sensitively and like a human being. There’s no pressure to rush through questions; we take the time to understand your situation and to ensure you have the right cover in place for your trip.
We cover medical conditions that are notoriously difficult to get cover for. As such, many of the questions we get asked are shared by others. Check out our FAQs and contact us for further help.
We can provide cover for people who are still undergoing treatment for cancer.
Aside from the standard questions such as traveller and trip details, most providers also ask some medical questions as part of their quote process.
At Insurancewith, we do ask more in-depth questions than others in the market, but as a result we are able to accurately assess your situation. This allows us to provide a pre
Yes. It’s the first question you’ll be asked, as we need to know about all medical conditions in order to accurately assess your situation and give you the right cover.