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Policy Wordings

To see a full list of policy changes from year to year, please click here.

Below are links to the policy wording which shows cover for the appropriate insurance:

For Policies issued from 01/03/2018 to 28/02/2019

We’ve worked with our underwriters to expand our cover for you, the customer. We asked you what you wanted from a travel insurance policy, and have adapted our policies this year to meet those expectations – no catches, or publicity stunts, just transparency and a better experience for all.

Single Trip

Emerald ST

Sapphire ST

Platinum ST


Multi Trip

Emerald ST

Sapphire ST

Platinum ST






Optional Extensions

Wintersports (Sapphire and Emerald cover)

Wintersports (Platinum cover)



Financial Failure & Force Majeure


Sports and Equipment


For Policies issued from 01/03/2016 to 28/02/2017

For Policies issued from 01/03/2015 to 29/02/2016

For Policies issued from 01/03/2014 to 28/02/2015

For Policies issued from 01/03/2013 to 28/02/2014

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