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Travel Insurance Policies

Getting specialist travel insurance ensures you have full cover for emergency care when you need it. It provides you with the right cover if the unexpected does happen, so you can enjoy your holiday without worrying. We believe you shouldn’t be charged a fortune for stress-free travel.

Rated 9.5/10 on Trustpilot

From, over 4456 customer reviews

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Why Insurancewith?

After Fiona Macrae, Insurancewith’s founder, was diagnosed with breast cancer in 2005, she found it almost impossible to get affordable travel insurance. Like anyone else, she was looking forward to a holiday, but sensibly-priced cover seemed out of reach.

Insurancewith was created to help people with all kinds of conditions – including cancer, mental health, epilepsy, and many disabilities – get the right cover for an affordable price.

Customers tend to come to us after they’ve been quoted extraordinary prices for specialist travel insurance. They’re often worried they won’t be able to travel again.

At Insurancewith, we believe everyone deserves a holiday. We offer something a bit different. We don’t take any commission on your medical declaration (we don’t think it’s right to make money from your situation) and won’t charge you more than necessary for quality cover.

We can’t be found on comparison sites and we can beat travel insurance quotes from high street brands by up to 98%*. If you don’t believe us take a look at our Customer Savings Stories

All of our polices include the following benefits:

  • Award Winning Travel Insurance
  • Over 5,000 conditions covered
  • Discounts for couples, families and single-parent families
  • Cancellation cover of up to £5,000
  • 24/7 emergency helpline
  • No upper age limit for single trip policies (depending on your age, destination and trip duration)

Sally and Ben saved over £3,000 with Insurancewith

“My 4-year-old son was diagnosed with a stage 3 brain tumour when he was just 2 and a half.  After a long and arduous treatment plan, we finally saw the light at the end of the tunnel.  He has now been in remission since July last year.

We wanted to give him and his big sister something to look forward to as it has been hard on all of us but I knew that the travel insurance could be a problem.  I searched with various comparison sites and our first quote came out at over £3800!  That was nearly the same price as the holiday!

InsuranceWith was recommended on a Macmillan blog, and I’m glad it was.  The questions are a lot more thorough so you get a better understanding of someone’s condition.  The website was very easy to use and the prices surprisingly reasonable – £177 was a lot more affordable – if we’d had to pay the original price we wouldn’t have been able to go on holiday.

However, we are now off to Florida and you have helped to make the kids’ dreams come true.  Would definitely recommend you to others, and wouldn’t hesitate to use you again!”

Thousands of people have found a cheaper quote with Insurancewith

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Why insure with us?

We specialise in medical travel cover. By working with charities, clinical specialists, and you – our customers – we’re always improving our understanding to create products and services to meet your needs. It’s all part of our efforts to address the issues people have when looking for specialist travel insurance.

99%of our customers rated us 5 stars**
5,000+conditions covered
£1of every policy is donated to charity
98%offered cover
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Protectif Screening

In order to give a fair assessment of your situation, we use Protectif Medical Risk Rating. Our screening process allows us to ask relevant questions in order to asses the risk effectively.

Protectif allows us to provide affordable coverage to our consumers and instead of categorising all of our customers with the same condition as having the same amount of risk, we ask relevant questions based on the medication you are taking to effectively evaluate your circumstance.

Instead of looking at the perceived risk of each condition, we use our award-winning risk rating system, Protectif, to understand your situation. We not only offer a broad range of cover levels suiting every traveller and budget, but our policies assess risk more effectively than other insurers. It’s one of the industry’s closest things to a personally underwritten travel insurance policy.

For an accurate assessment, we’ll ask you about your lifestyle and personal experiences. Find out what else to expect from questions asked during our quote process.

  • Question sets allow us to understand individual circumstances
  • No commission added on to medical premium
  • Thousands of conditions within the database

Our Charities

When you take out a policy with Insurancewith, we’ll also donate £1 to charities that help support people like our customers every day. We support a number of charities including FACT, Pink Ladies, Genetic Alliance, JDRF, Simone Cowland Trust and The Haven to name a few.

*Please note, our online prices automatically include a 15% discount. This code gives you an extra 5% off our base prices making a total saving of 20% online against our Call Centre prices. This discount cannot be applied to the cost of optional extras or medical declarations, and cannot be used in conjunction with any other discount code. Offer ends 1st February 2021
**Trustpilot data, 2018



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