Sometimes, talking to a complete stranger over the phone about your medical condition can be daunting and distressing, so weâ€™ve integrated the specialist Protectif Medical Risk Rating software used by our customer service team into the quote process online. This allows all Insurancewith customers to declare their medical conditions to us within the comfort of their own homes, and at a time that suits them.
Protectif Medical Risk Rating is a bespoke medical screening programme which asks you relevant questions about your medical condition to let us assess your risk effectively. We believe that this system is the best in the industry. Instead of erring on the side of caution and categorising all of our customers with the same condition as having the same amount of risk (and charging an excessive premium), Protectif provides you with the industryâ€™s closest thing to a personally underwritten travel insurance policy.
With more than 11,000 medical conditions in the database, the team behind Protectif are hugely experienced in providing customers with accurate medical risk assessments. The team work with specialists and charities to understand each condition fully and update the programme with changes in modern medicine and research so that you are asked questions which are relevant to you and your condition.
Some other benefits of the Protectif Medical Risk Rating include:
To complete a medical screening at the same time as getting your quote, simply enter in your medications then conditions when prompted. The system will guide you through the specialist question sets to declare your conditions to us. If you need any help, you can â€˜Ask Insurancewithâ€™ using the pop up in the hand corner of your screen now â€“ if you still need help youâ€™ll be given the option to live chat with us (if a representative is available). Alternatively you can contact us 9am-6pm Mon-Fri.