Many people who have been diagnosed with cancer live relatively normal lives and are able to carry on, with adjustments where needed, as they did before their diagnosis.
An essential part of leading that ‘normal life’, involves going on holiday, and this is where problems can arise, because it can be really difficult to find travel insurance with cancer cover, and when you do, the premium quoted could be more than the cost of the holiday!
Insurancewith offers a range of policies specifically designed for those with a cancer diagnosis, created by people who have experienced the condition first-hand. By working with charities, clinical specialists, and you – our customers – we are always improving our understanding to create products and services to meet your needs.
It’s all part of our efforts to address any of the issues people have when looking for specialist travel insurance.
Insurancewith understands the importance of getting full cover when you’re on holiday. Whether you have a medical condition or are just looking to protect yourself while you’re away, our single trip insurance policy will give you the peace of mind to go out and enjoy your holiday properly. Our policies can provide cover for up to 94 days (depending on age).
Our annual multi trip travel insurance, covers all of your trips of 31 days or less within a twelve-month period, making it a smarter choice for those travelling more than once a year. Our multi trip policies also include cover for those aged 70 and over and cover against medical conditions at realistic premiums.
Winter sports holidays provide us with the opportunity to try something totally different to your standard holiday. But amidst the fun, you’ll want to guarantee you have the right level of winter sports travel insurance to protect you and your trip. Whether it’s your first time hitting the slopes or you’re a seasoned pro, you’ll want to make sure you’re covered.
Thinking of taking a cruise for your next trip? Getting out and seeing the world on board luxury liners is a fantastic experience. While we’re sure you’re going to have the time of your life, you’ll still want to be sure you’re safe should the worst happen.
Insurancewith was created to help people with a wide range of medical conditions get the most suitable cover for their personal needs at a price to suit their budget, including cancers such as breast cancer, blood cancer, bowel cancer, lung cancer, and prostate cancer to name a few.
Customers tend to come to us after they have been quoted extraordinary prices for specialist travel insurance. They are often worried they will not be able to travel again.
We have worked closely with charities, medical specialists and most importantly, our customers, to refine our medical screening process. By asking relevant and up-to-date questions about conditions, lifestyle, and how you feel within yourself, we can accurately assess how you are doing and give you a quote for bespoke cover that has not been inflated at the mention of a medical condition.
We look at the actual risk instead of the perceived risk of your condition, and in doing so can reduce some premiums our customers have been quoted.
At Insurancewith, we believe everyone deserves a holiday.
We can consider cover for all cancers. Shown below are the most common types that we cover for. However, if your particular cancer is not shown, don’t worry, because you can still get a quote by entering your type of cancer when prompted during the quote process and proceed from there.
We will consider cover for the following common types of cancer:
* These statistics are based on data across all internal brands that use the Protectif medical screening tool (including Insurancewith and its sister brands).
Our travel insurance policies were created by people with first-hand experience of cancer, who really understand your problems when it comes to buying travel insurance and gives you a suitable policy at an appropriate price. We will even consider cover for rarer cancers such as:
Bladder Cancer, Kidney Cancer, Non Hodgkins Lymphoma, Ovarian Cancer, Pancreatic Cancer, Skin Cancer, Stomach Cancer, Testicular Cancer and Uterine Cancer.
Breast Cancer Awareness is something very close to our hearts here at Insurancewith. Our founder, Fiona, was diagnosed with breast cancer in 2005. After undergoing 8 cycles of chemotherapy, she looked forward to a holiday with her family, but faced unexpected obstacles when trying to buy travel insurance. The questions were intrusive, the process was distressing, and the costs were higher than the holiday itself.
Determined to change this, Fiona began researching travel insurance for people with medical conditions. In 2010, she launched Insurancewith, a company built to offer fair and affordable medical travel insurance for people living with medical conditions.
Fiona has said “Insurancewith was created from personal experience. I was determined to be able to offer people who had been diagnosed with breast cancer appropriately priced travel insurance which covered their condition. Everyone deserves to look forward to a holiday without added stress.”
At Insurancewith, we remain committed to making travel possible for those affected by cancer and other medical conditions.
✓ Award-Winning Travel Insurance*
✓ Over 11,000 conditions and the side-effects of treatment covered
✓ Up to £7,500 cancellation cover
✓ 24/7 emergency medical assistance team
✓ No upper age limit for single trip policies (depending on the destination and trip duration)
✓ 4.8 out of 5 (Excellent) based on over 11,000 customer reviews on Trustpilot and 900 reviews on Google.
✓ Free access to Air Doctor Connect – connect with over 20,000 doctors in 78 countries. Use it for outpatient treatment and we’ll waive your excess; plus, you can claim back the cost of prescriptions when you return home.
Insurancewith, doing more than just insurance.
When you take out a policy with us, we will also donate £1 to the charities that help support people like our customers every day. We support a number of charities including FACT, YourSimPal, Cancer in Common and Make 2nds Count to name a few.
Below is a highlight of the different charities we support, to learn more please click here.
Getting specialist travel insurance ensures you have the most suitable cover for emergency care when you need it. It provides you with protection if the unexpected does happen, so you can enjoy your holiday without worrying. We believe you shouldn’t be charged a fortune for peace of mind whilst you travel.
Trip cancellation cover will reimburse you for non-refundable costs if you need to cancel your trip due to unexpected events like illness, injury, bereavement, or other reasons specified in your policy.
Trip disruption cover helps protect you against unexpected interruptions to your journey, such as delays, cancellations, or being forced to cut your trip short due to events like natural disasters, strikes, or medical emergencies.
Emergency Medical Cover ensures you’re protected against the costs of emergency treatment abroad, including hospital stays, doctor visits, and necessary medication if you fall ill or are injured during your trip.
Medical repatriation cover will arrange and pay for your return to the UK if you’re seriously ill or injured while travelling and need to continue treatment at home, if it’s medically necessary.
Baggage cover will compensate you if your personal belongings are lost, stolen, or damaged while you’re travelling, and it can also provide support if your baggage is delayed and you need to purchase essential items.
Missed departure cover will protect you in the event you miss the departure of your international flight, ferry, cruise ship or train because of a strike, or other disruption of public transport, an accident involving the vehicle you are travelling in, or the mechanical breakdown of that vehicle.
Money and travel documents cover protects you against the financial loss of stolen or lost cash, passports, or other essential documents while you’re abroad.
Personal accident and liability cover offers financial protection if you’re injured in an accident, or if you’re held legally responsible for accidentally injuring someone else or damaging their property during your trip.
Often, people who have had a cancer diagnosis can find it difficult to get travel insurance cover for their holiday. However, cover is available, the key is speak to a specialist like Insurancewith, and to remain as flexible as you can with regards to travel dates, destinations and duration of travel.
At Insurancewith, we work differently to the rest of the market. Our founder, Fiona, found that often travel insurance policies for people with cancer either weren’t available or were prohibitively expensive.
So, we ask a few more medical screening questions than other providers, but that enables us to tailor your quote to your personal circumstances, and not just assume that everyone with cancer is the same risk. Getting the right kind of cover for your travels, at the most appropriate price is as important to us as it is for you.
Getting travel insurance with a breast cancer diagnosis can sometimes be a challenge, even when using some more well-known providers. Premiums can, on occasion, end up being prohibitively expensive – and sometimes finding a suitable travel insurance policy can prove to be very difficult.
At Insurancewith, our advisers specifically assess your condition using a medical risk assessment tool called Protectif, which enables us to get a deeper understanding of your circumstances and, where possible, offer you an affordable policy, even if you have recently been diagnosed with breast cancer, had chemotherapy, radiotherapy or biological therapy or had surgery in the last few months including:
Yes, we are able to consider cover for all types of blood cancer.
We can consider cover even if you have recently been diagnosed with blood cancer, had chemotherapy, radiotherapy or targeted therapy in the last few months including:
Although we ask a few more questions than other providers, getting the right kind of cover on your travels is important.
Yes, we are able to consider cover for bowel cancer.
At Insurancewith, our team specifically assess your condition using a medical risk assessment tool called Protectif, which enables us to get a deeper understanding of your circumstances and, where possible, offer you an affordable policy.
Even if you have recently been diagnosed with bowel cancer, had chemotherapy, radiotherapy or biological therapy, or had surgery in the last few months, we may still be able to consider cover, including:
Yes, of course, we’re able to consider cover for all types of cancers and other medical conditions.
At Insurancewith, our team specifically assess your condition using a medical risk assessment tool called Protectif, which enables us to get a deeper understanding of your circumstances and, where possible, consider cover, even if you have recently been diagnosed with lung cancer and are having ongoing treatments, including:
If you have had cancer, and have had the all clear, even if over 5 years ago, this will still need to be declared on your travel insurance policy.
Travel insurance provides the reassurance that, should something happen whilst you’re away, you’re protected. The last thing anyone needs is to be faced with a ridiculously expensive medical bill when they return home from their trip, or need to cancel their holiday and be left out of pocket.
If you do have a medical condition, it’s important that you take out a policy with higher cover levels, especially for medical expenses. It’s always better to be on the safe side and go away knowing that should something happen, you’re protected.
Our medical travel insurance includes cover for the following:
Everyone is different, so no travel insurance premium should be the same. To ensure you are quoted for a policy which offers the right cover for you, it’s important that you declare any medical conditions. If a medical condition is not declared, then any claims that arise as a result may not be approved, given that the full situation was not made clear to the insurer. We don’t like calling them pre-existing medical conditions (as we don’t think the term is especially clear), but that’s what you may see them referred to as.
At Insurancewith, we know the reality of a medical condition can vary from person to person. So we don’t pigeon hole people into similar boxes, instead, we ask for information on your medical history and medication you take. This way, we are able to offer a fair premium for a policy which will protect both you and your trip.
Yes, definitely. A terminal condition doesn’t mean that you can’t go on holiday or get cover for your trip. Although some providers may deem you as being ‘too ill’, at Insurancewith we know that more and more people are living with a terminal condition every day – and why should that stop you from going on holiday? We provide cover for thousands of people with a terminal diagnosis every year.