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The European ski resorts have been celebrating this week after the snow started to fall on Monday, and as word the snow has arrived spreads winter sports holiday bookings accross Europe have started to surge.
However the Foreign and Commonwealth Office (FCO) has issued a warning to all those planning a ski or winter sports holiday to ensure they have adequate winter sports travel insurance in place.
According to the FCO one in five people do not take out travel insurance and figure rises to one in four for 15 to 24 year olds. Figures from FCO show that costs of accidents on the slopes are significant – a fractured leg in the US could land you with a medical bill of up to £40,000 and a knee injury in Austria could set you back £8,000. Looking at these costs the cost of a comprehensive travel insurance policy pales into insignificance.
However, when buying winter sports cover you need to be careful to declare any medical conditions you have particularly if you are taking prescribed medications. You may for example have an asthma inhaler that you only use once in a blue moon, but you must declare this and buy the appropriate medical conditions travel insurance. High altitude can have an adverse effect on some medical conditions, so make sure you declare everything and take out the most appropriate travel insurance with medical conditions cover.
Furthermore when buying winter sports travel insurance for medical conditions, ensure it will also cover any activities you may take part in, such as heli skiing, snowboarding, sleigh rides etc, some policies cover such activities as standard and on some policies you can pay an additional premium to have them covered.
To help prevent injuries, make sure you are fit for the slopes. Cycling is an ideal exercise to get your legs ready and supple for the slopes, so get the bike out and try and do at least a mile a day on it.