Mental Health Travel Insurance


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Mental health is important for everyone, but many people do struggle with it, and while the thought of escaping on holiday is a relief for some, for others planning a getaway can be a stressful experience. However, a common complaint and something people find challenging is finding travel insurance that covers mental health conditions

At Insurancewith, we understand the importance of ensuring mental health conditions are considered. In the past many felt uncomfortable sharing their mental health diagnosis because they were afraid it might affect their travel insurance. It seems unbelievable now, but, many travel insurance policies did not cover mental health conditions at all. But things are changing for the better!

We take your mental health just as seriously as your physical health. Our in-house medical risk rating system, Protectif, helps us to better understand your situation, by asking about your medication, lifestyle, and more. Plus, you can complete your quote and buy your policy online or over the phone, whichever is easier for you.

Our policies benefits include:

It may feel overwhelming trying to understand travel insurance policies and especially travel insurance policies that cover mental health conditions. Our medical screening team are available to confidentially discuss your mental health diagnosis and any treatment during the quote process, you can do this by calling us. They’ll provide information about your policy so that you can understand what’s covered, and answer any questions about the cover provided.

How easy is it for people with mental health to get travel insurance?

Getting travel insurance that cover mental health conditions can often be challenging. Many providers may not offer coverage, and if they do, the premiums can be quite steep.

Here at Insurancewith, we do things differently. We consulted MIND when creating our screening question set  to help us understand the many conditions linked to mental health. Furthermore, this ensures we are asking the right questions when it comes to medically screening these conditions for travel insurance.

Do you need to declare your mental condition?

It is really important to declare all medical conditions, this includes any conditions you are taking prescribed medication for and/or receiving care, treatment or advice from a GP or Consultant for.

Telling us about a medical condition does not mean you will automatically be charged more money, but it will ensure you have the cover needed specifically for you – hopefully giving you peace of mind!

Policy Benefits

We provide award-winning cover⁰, but that’s not all. Some of our policy benefits include:


Customer area

Dealing with anxiety when travelling

We know that going away is good for us, but that doesn’t always make it easy.  so here are some useful tips if you do get anxious about travelling:


For more information, we’ve created an informative guide on looking after your mental health while travelling.

Travelling can be full of surprises – most of them are great, but travel insurance protects you when they’re not. Make sure you’re prepared with the right cover for your mental health.

Why Choose Insurancewith?

Our common-sense approach to travel insurance cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur has a real impact.

96%of our customers rated us 4 or 5 stars²
Over 1,000medical conditions covered
Charity Donationwith every policy sold
£10mcover for medical emergencies

⁰ Insurancewith Awards Won: Finalist in the UK Broker Awards, 2011. Winner of Insurance Times Innovation of the Year Award, 2013. Bronze Award Winner for Best Travel Insurance Provider at British Travel Awards, 2016. Customer Champion of the Year at the Insurance Times Awards, 2017. Plus, our founder Fiona Macrae was awarded the Consumer Marketing and Awareness Award at the Chartered Insurance Institute (CII) Public Trust Awards, 2018

¹ Figures from Breast Cancer Now – Find out more here

² Based upon Trustpilot data from December, 2022

*Please note, Insurancewith’s online prices automatically include a 15% discount against our Customer Service Centre prices

$Insurancewith has been rated 4.8 out of 5 (Excellent) based on over 7000 customer reviews on Trustpilot. Based on Trustpilot data 2023

2Based on quote data from 2023. Correct as of 12/09/2023