COVID 19: We've Updated our Sapphire and Platinum Products with NEW Coronavirus Cover. Find Out More

Coronavirus Travel Insurance

  • Available on all Sapphire and Platinum Policies
  • Cover for testing positive*
  • Self Isolation cover**
  • Rated 9.5/10 on Trustpilot

    4456 reviews

    Having the right travel insurance policy is important enough, but when you add coronavirus into the mix, making sure you have cover which keeps you protected becomes essential.

    Here at Insurancewith, we understand that purchasing travel insurance since the pandemic can add another layer of confusion, which is why it is so important to us that we offer quality and transparent cover in these uncertain times.

    That’s why our Sapphire and Platinum polices; both Single and Multi-trip, now include enhanced cover relating to covid-19.

    If you are an existing customer and would like to understand how Coronavirus impacts your travel insurance policy please read our coronavirus FAQ’s. You can also upgrade your policy to include enhanced COVID-19 cover by clicking here.

    What does our enhanced Coronavirus cover include?

    • Available on Sapphire and Platinum Policies for Single and Multi-Trips only.
    • Cancellation cover should you or anyone named on your policy test positive for Coronavirus up to 14 days prior to travelling.
    • Protection if your airline goes into administration due to the pandemic.
    • Denied boarding cover if you and anyone named on the policy are prevented entry at the airport on your inbound flight due to showing symptoms of Coronavirus.
    • Reimbursement on any pre-booked excursions or events which you cannot recover from any other source.
    • Cancellation cover in the event that you have to isolate at home due to coronavirus.

     

    Rated 9.5/10 on Trustpilot

    From, over 4456 customer reviews

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    All Insurancewith Customers Can Enjoy the Following Benefits:

    • Cover for cancellation if you are made redundant after you booked your trip
    • Single Trip and Multi Trip policies available
    • Emergency medical cover up to £10m including cover for COVID-19
    • Access to a UK based GP at all times whilst abroad
    • Over 5,000 conditions covered
    • 24/7 Emergency helpline
    • No upper age limit for single trip policies (depending on your age, destination and trip duration)
    • Discount for couples, families and single parent families

    What countries can you travel to?

    Every three weeks the Government review the list of green countries. These are destinations deemed safe to visit and require no isolation once you return home. Please bear in mind the list was up to date at the time of writing this, and may have since changed. For more information, click here.

    What about any changes in relation to travel?

    It is important to note that our travel insurance policies will only be valid if the FCDO has marked your destination country as safe to travel. Other changes to travel will involve holidaymakers providing their journey and contact details 48 hours before arriving back to the UK.

     

    Our Coronavirus Travel Top Tips

    Before booking your holiday and travel insurance it is recommended that you check the latest FCDO advice to ensure that your destination is safe to travel.

    As the situation is ever-changing, our top tips include:

    Coronavirus Travel Insurance FAQs

    Yes, you will be covered with any of our products for any emergency and necessary emergency medical treatment, including repatriation, as a result of Coronavirus.

    Your policy also covers you and any named on your policy for all other emergency and necessary medical treatment abroad as per the terms and conditions of the policy.

    From 14th March 2020, all Insurancewith’s products exclude cover for cancellation claims due to COVID-19.

    From August 13th 2020, our Sapphire and Platinum policies for single and multi trips will provide cover for cancellation if you or anyone named on your policy test positive for COVID-19 up to 14 days prior to travelling.

    If you are unable to travel and you haven’t made a claim or travelled on the policy, you could be entitled to a partial or pro-rata refund if you were to cancel it. For more information about this please click here.

    From the 19th May, we now cover for cancellation in the event that you have to isolate at home due to coronavirus on Sapphire and Platinum policies.

    Alternatively, you could move your travel dates if you are simply postponing your holiday by clicking here.

    If your airline or tour operator has cancelled on you, it is their responsibility to either change your dates or offer you a full refund.

    Which? has provided some great insight into different companies and how to seek your refunds, which you can find here.

    As of 13th August 2020, Insurancewith Sapphire and Platinum policies for single or multi trips will provide cover if your airline goes into administration as a result of the pandemic.

    Yes, no problem! If you have a Single Trip policy, we have an online form you can fill out and we’ll get that sorted for you online.

    There may be an increased cost to your policy if you are extending the duration, changing the geographical destination or moving your dates more than 12 months from the original date of purchase.

    To fill in the form, please click here.

    If you are travelling on a domestic trip to enjoy a well-deserved staycation you will find comfort knowing Insurancewith offers specialist staycation cover on our “Staycation Plus” policies. Our staycation product includes enhanced cover for coronavirus that offers additional benefits that are tailored to domestic travel, including:

    • Cancellation cover if you or anyone named on your policy test positive for COVID-19, 14 days prior to travelling
    • Cover for denied boarding on domestic flights as a result of showing symptoms of COVID-19*
    • Cover to come home early from your trip as a result of getting Coronavirus*
    • 24/7 access to a UK based GP at any time during your trip

    *Terms and Conditions apply, please check our policy wordings for more information.

    If you purchased from 14th March – 12th August 2020, all Insurancewith’s products excluded cover for cancellation claims due to COVID-19.

    If you purchased from August 13th 2020 – 18th May 2021, our Sapphire and Platinum policies for Single and Multi-trips will provided cover for cancellation if you or anyone named on your policy tested positive for COVID-19 up to 14 days prior to travelling.

    From the 19th May 2021, we now also cover for cancellation in the event that you have to isolate at home due to coronavirus on Sapphire and Platinum policies.

    If your travel plans have changed or your holiday has been postponed, you could move your travel dates by clicking here.

    Alternatively, if you are unable to go on your trip and you haven’t made a claim or travelled on the policy, you could be entitled to a partial or pro-rata refund if you were to cancel it. For more information about this please click here.

    If you have an Insurancewith Single or Multi-Trip policy you can enjoy the following benefits:

    • Cover should you fall ill with COVID-19 abroad and need to be brought home
    • Cover if you fall ill with COVID-19 abroad and need medical treatment abroad
    • Cancellation cover if you are made redundant after you booked your trip

    Our Sapphire and Diamond policies offers additional cancellation cover should you:

    • Show symptoms of COVID-19 whilst on your trip and must self-isolate in your accommodation and you would like to claim for any cancelled pre-booked excursions
    • Be denied boarding at the airport due to detected symptoms of coronavirus
    • Your airline goes into administration due to the pandemic
    • Have to isolate at home due to coronavirus
    • Test positive for COVID-19 up to 14 days before departure and are unable to travel

    If your airline or tour operator has cancelled on you, it is their responsibility to either change your dates or offer you a full refund.

    Which? has provided some great insight into different companies and how to seek your refunds, which you can find here.

    As of 13th August 2020, Insurancewith Sapphire and Platinum policies for single or multi trips will provide cover if your airline goes into administration as a result of the pandemic.

    Yes, no problem! If you have a Single Trip policy, we have an online form you can fill out and we’ll get that sorted for you straight away. Alternatively you can contact us to discuss.

    Please note, there may be an increased cost to your policy if you are extending the duration, changing the geographical destination or moving your dates more than 12 months from the original date of purchase.

    To fill in the form, please click here.

    Every three weeks the Government review the list of green countries. These are destinations deemed safe to visit and require no isolation once you return home. Please bear in mind the list was up to date at the time of writing this, and may have since changed. For more information, click here.

    The following countries are on the green list:

    • Australia
    • Brunei
    • Falkland Islands
    • Faroe Islands
    • Gibraltar
    • Iceland
    • Israel and Jerusalem
    • New Zealand
    • Portugal (including the Azores and Madeira)
    • Singapore
    • South Georgia and South Sandwich Islands
    • St Helena, Ascension and Tristan da Cunha

    Countries can be added or taken off the green list with less than three weeks notice, if it is deemed unsafe to visit.

    Unfortunately, there’s no bulletproof way to protect your holiday from coronavirus. That being said, there are ways to protect yourself against financial loss, as best as possible. Make sure you’re staying up to date with government restrictions and take out a quality travel insurance policy which offers enhanced covid-19 cover.

    When researching and comparing cover do keep in mind that all policies and insurers are different, so when a policy covers coronavirus this could mean it will only provide cover for certain scenarios. The policy wording will explain in detail what can and cannot be covered – so read it thoroughly.

    If you fall ill with coronavirus whilst you’re away, then we can cover up to £10 million in emergency medical expenses (as long as you haven’t travelled against the advice of the FCDO).

    You can also get cover up to £250,000 should you become unwell with coronavirus and need to return home early. Bear in mind that, should the country you’re visiting or returning to require quarantining after a positive test, then you would have to comply with these rules.

    The price of travel insurance varies depending on where you’re going, how long for, how many people are on the policy and whether you want additional or higher cover levels. Our Sapphire and Platinum products provide our widest range of travel insurance protection (including cover for COVID-19 at no extra cost). For more information, click here.

    On all Sapphire and Platinum Single and Multi-Trip policies, purchased from 13/08/2020, you’ll have cover should you test positive for COVID-19, up to 14 days prior to departure and therefore are unable to travel. If you do need to claim, you will need confirmation of positive test results and no symptoms or diagnosis prior to purchasing your policy.

    If you are already away, then unfortunately you cannot take out a policy with us, as we can only cover trips starting and ending in the UK.

    If you are someone that goes away frequently and often forgets about travel insurance until you’re away, then taking out a Multi-Trip policy whilst still in the UK might be your best option. This covers you for an unlimited number of trips across a 12-month period, meaning you don’t have to take out a different travel insurance policy every time you go away.

    Cover may be extended for the following reasons:

    • If you are hospitalised, require medical treatment and are unable to fly.
    • If your transport is disrupted or delayed.
    • If you cannot return home for any reason beyond your control

     

     

    Question not been answered? Click here, for more coronavirus FAQs.

     

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