At Insurancewith, we split destinations into a number of different brackets, and you’ll need to select the correct bracket to ensure you’re covered during your trip. If your countries fall into different categories, you will need to choose the one that will cover them all. For example, if you are travelling to Spain and Japan, you will need to choose Worldwide Excluding, as this is the category that has ‘yes’ for both destinations.
We have these brackets:
Please see below for full information on which countries are covered under which brackets:
Please note that none of our policies provides cover for countries or areas which the Foreign, Commonwealth & Development Office (FCDO) has advised against all travel to (including advised against all but essential travel). You can check your destination’s FCDO advice here: https://www.gov.uk/foreign-travel-advice
Isle of Man
Northern Ireland
United Kingdom
Albania
Algeria
Andorra
Armenia
Austria
Azerbaijan
Azores
Balearics
Belarus
Belgium
Bosnia-Herzegovina
Bulgaria
Canary Island
Corfu
Corsica
Crete
Croatia
Cyprus
Czech Republic
Denmark
Egypt
EIRE
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Gibraltar
Greece
Guernsey
Holland
Hungary
Iceland
Isle of Man
Italy
Jersey
Kos (Greek Island)
Kosovo
Lanzarote
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia
Madeira
Majorca
Malta
Minorca
Moldova
Monaco
Montenegro
Morocco
Northern Ireland
Norway
Poland
Portugal
Rhodes
Romania
Russia
San Marino
Sardinia
Senegal
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Tenerife
Tunisia
Turkey
Ukraine
United Kingdom
Vatican City
Yugoslavia (Former)
Australia
Cook Islands
Lord How Island
New Zealand
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
Tokelau
Abu Dhabi
Albania
Algeria
Andorra
Angola
Argentina
Armenia
Ascension Island
Australia
Austria
Azerbaijan
Azores
Bahrain
Balearics
Bali
Bangladesh
Belarus
Belgium
Belize
Benin
Bhutan
Bolivia
Borneo
Bosnia-Herzegovina
Botswana
Brazil
British Antarctic Territory
British Indian Ocean Territory
Brunei Darussalam
Bulgaria
Burma
Cambodia
Cameroon
Canary Island
Cape Verde
Chile
China
Colombia
Congo
Cook Islands
Corfu
Corsica
Costa Rica
Cote D’Lvoire
Crete
Croatia
Cyprus
Czech Republic
Democratic Republic of Congo
Denmark
Djibouti
Ecuador
Egypt
EIRE
El Salvador
Equatorial Guinea
Eritea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guinea
French Polynesia
Gabon
Galapagos Islands
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Holland
Honduras
Hong Kong
Hungary
Ibiza
Iceland
India
Indonesia
Iran
Isle of Man
Israel
Italy
Ivory Coast
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kos (Greek Island)
Kosovo
Kuwait
Kyrgyzstan
Lanzarote
Laos
Latvia
Lebanon
Lesotho
Liberia
Liechtenstein
Lithuania
Lord How Island
Luxembourg
Macau/Macao
Macedonia
Madagascar
Madeira
Majorca
Malawi
Malaysia
Maldives
Malta
Marshall Islands
Mauritius
Mayotte
Micronesia
Midway Island
Minorca
Moldova
Monaco
Mongolia
Montenegro
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
New Caledonia
New Zealand
Nicaragua
Nigeria
Niue
Norfolk Island
Northern Ireland
Northern Marianas
Norway
Oman
Pakistan
Palua
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcain Islands
Poland
Portugal
Qatar
Reunion
Rhodes
Rodriguez Island
Romania
Russia
Rwanda
Salipan
Samoa (Western)
San Marino
Sao Tone & Principle
Sarawak
Sardinia
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia and South Sandwich Islands
South Korea
Spain
Sri Lanka
St Helena
St Pierre & Miquelon
Sudan
Suriname
Swaziland
Sweden
Switzerland
Taiwan
Tajikstan
Tanzania
Tenerife
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
Thailand
The Occupied Palestinian Territories
Timor Leste
Togo
Tokelau
Tonga
Tristan Da Cunha
Tunisia
Turkey
Turkmenistan
Tuvalu
UAE
Uganda
Ukraine
United Kingdom
Uruguay
Uzbekistan
Vanuatu
Vatican City
Vietnam
Wake Island
Wallis & Futuna
Western Sahara
Yugoslavia (Former)
Zaire
Zambia
Zanzibar
Zimbabwe
Abu Dhabi
Albania
Algeria
Andorra
Angola
Anguilla
Antarctic
Antigua
Argentina
Armenia
Aruba
Ascension Island
Australia
Austria
Azerbaijan
Azores
Bahamas
Bahrain
Balearics
Bali
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire (Antilles)
Borneo
Bosnia-Herzegovina
Botswana
Brazil
British Antarctic Territory
British Indian Ocean Territory
British Virgin Isles
Brunei Darussalam
Bulgaria
Burma
Cambodia
Cameroon
Canada
Canary Island
Cape Verde
Chile
China
Colombia
Comoro Islands
Congo
Cook Islands
Corfu
Corsica
Costa Rica
Cote D’Lvoire
Crete
Croatia
Cuba
Curacao
Cyprus
Czech Republic
Democratic Republic of Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
EIRE
El Salvador
Equatorial Guinea
Eritea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guinea
French Polynesia
Gabon
Galapagos Islands
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Holland
Honduras
Hong Kong
Hungary
Ibiza
Iceland
India
Indonesia
Iran
Isle of Man
Israel
Italy
Ivory Coast
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kos (Greek Island)
Kosovo
Kuwait
Kyrgyzstan
Lanzarote
Laos
Latvia
Lebanon
Leeward Islands
Lesotho
Liberia
Liechtenstein
Lithuania
Lord How Island
Luxembourg
Macau/Macao
Macedonia
Madagascar
Madeira
Majorca
Malawi
Malaysia
Maldives
Malta
Marshall Islands
Martinique
Mauritius
Mayotte
Micronesia
Midway Island
Minorca
Moldova
Monaco
Mongolia
Montenegro
Monserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands Antilles
Nevis Island
New Caledonia
New Zealand
Nicaragua
Nigeria
Niue
Norfolk Island
Northern Ireland
Northern Marianas
Norway
Oman
Pakistan
Palua
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcain Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Rhodes
Rodriguez Island
Romania
Russia
Rwanda
Salipan
Samoa (Western)
San Marino
Sao Tone & Principle
Sarawak
Sardinia
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia and South Sandwich Islands
South Korea
Spain
Sri Lanka
St Helena
St Kitts & Nevis
St Lucia
St Martin
St Pierre & Miquelon
St Vincent & the Grenadines
Sudan
Suriname
Swaziland
Sweden
Switzerland
Taiwan
Tajikstan
Tanzania
Tenerife
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
Thailand
The Occupied Palestinian Territories
Timor Leste
Togo
Tokelau
Tonga
Trinidad & Tobago
Tristan Da Cunha
Tunisia
Turkey
Turkmenistan
Turks & Caicos Isles
Tuvalu
UAE
Uganda
Ukraine
United Kingdom
Uruguay
USA
Uzbekistan
Vanuatu
Vatican City
Vietnam
Virgin Isles (UK)
Virgin Isles (US)
Wake Island
Wallis & Futuna
Western Sahara
Yugoslavia (Former)
Zaire
Zambia
Zanzibar
Zimbabwe
Abu Dhabi
Albania
Algeria
Andorra
Angola
Anguilla
Antarctic
Antigua
Argentina
Armenia
Aruba
Ascension Island
Australia
Austria
Azerbaijan
Azores
Bahamas
Bahrain
Balearics
Bali
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire (Antilles)
Borneo
Bosnia-Herzegovina
Botswana
Brazil
British Antarctic Territory
British Indian Ocean Territory
British Virgin Isles
Brunei Darussalam
Bulgaria
Burma
Cambodia
Cameroon
Canada
Canary Island
Cape Verde
Chile
China
Colombia
Comoro Islands
Congo
Cook Islands
Corfu
Corsica
Costa Rica
Cote D’Lvoire
Crete
Croatia
Cuba
Curacao
Cyprus
Czech Republic
Democratic Republic of Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
EIRE
El Salvador
Equatorial Guinea
Eritea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guinea
French Polynesia
Gabon
Galapagos Islands
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Holland
Honduras
Hong Kong
Hungary
Ibiza
Iceland
India
Indonesia
Iran
Isle of Man
Israel
Italy
Ivory Coast
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kos (Greek Island)
Kosovo
Kuwait
Kyrgyzstan
Lanzarote
Laos
Latvia
Lebanon
Leeward Islands
Lesotho
Liberia
Liechtenstein
Lithuania
Lord How Island
Luxembourg
Macau/Macao
Macedonia
Madagascar
Madeira
Majorca
Malawi
Malaysia
Maldives
Malta
Marshall Islands
Martinique
Mauritius
Mayotte
Mexico
Micronesia
Midway Island
Minorca
Moldova
Monaco
Mongolia
Montenegro
Monserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands Antilles
Nevis Island
New Caledonia
New Zealand
Nicaragua
Nigeria
Niue
Norfolk Island
Northern Ireland
Northern Marianas
Norway
Oman
Pakistan
Palua
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcain Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Rhodes
Rodriguez Island
Romania
Russia
Rwanda
Salipan
Samoa (Western)
San Marino
Sao Tone & Principle
Sarawak
Sardinia
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
South Africa
South Georgia and South Sandwich Islands
South Korea
Spain
Sri Lanka
St Helena
St Kitts & Nevis
St Lucia
St Martin
St Pierre & Miquelon
St Vincent & the Grenadines
Sudan
Suriname
Swaziland
Sweden
Switzerland
Taiwan
Tajikstan
Tanzania
Tenerife
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
Thailand
The Occupied Palestinian Territories
Timor Leste
Togo
Tokelau
Tonga
Trinidad & Tobago
Tristan Da Cunha
Tunisia
Turkey
Turkmenistan
Turks & Caicos Isles
Tuvalu
UAE
Uganda
Ukraine
United Kingdom
Uruguay
USA
Uzbekistan
Vanuatu
Vatican City
Vietnam
Virgin Isles (UK)
Virgin Isles (US)
Wake Island
Wallis & Futuna
Western Sahara
Yugoslavia (Former)
Zaire
Zambia
Zanzibar
Zimbabwe
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