COVID 19: Find Out More About How Our Policies Can Protect You And Your Trip.

Countries we cover

At Insurancewith, we split destinations into a number of different brackets, and you’ll need to select the correct bracket to ensure you’re covered during your trip. If your countries fall into different categories, you will need to choose the one that will cover them all. For example, if you are travelling to Spain and Japan, you will need to choose Worldwide 3, as this is the category that has ‘yes’ for both destinations.

We have these brackets:

Please see below for full information on which countries are covered under which brackets.

Please note that none of our policies provide cover for countries or areas which the Foreign, Commonwealth & Development Office (FCDO)  has advised against all travel to (including advised against all but essential travel). You can check your destination’s FCDO advice here.

^Please note, any destinations marked with a ‘^’ require the optional cruise extension to be purchased for the right cover to be applied to your policy.

Country Europe 1 Europe 2 Europe 3 Worldwide 1 Worldwide 2 Worldwide 3 Worldwide 4 Worldwide 5
AbuDhabi Yes Yes Yes
Afghanistan Yes Yes Yes
Åland Islands Yes Yes Yes Yes Yes Yes Yes
Albania Yes Yes Yes Yes Yes Yes Yes
Algeria Yes Yes Yes Yes
American Samoa Yes Yes Yes Yes
Andorra Yes Yes Yes Yes Yes Yes Yes Yes
Angola Yes Yes Yes Yes
Anguilla Yes Yes
Antarctica Yes Yes
Antigua and Barbuda Yes Yes
Argentina Yes Yes Yes Yes
Armenia Yes Yes Yes Yes
Aruba Yes Yes
Ascenion Island Yes Yes Yes Yes
Australia Yes Yes Yes Yes Yes
Austria Yes Yes Yes Yes Yes Yes Yes
Azerbaijan Yes Yes Yes
Azores Yes Yes Yes Yes Yes Yes
Bahamas Yes Yes
Bahrain Yes Yes Yes
Bali Yes Yes Yes
Bangladesh Yes Yes Yes
Barbados Yes Yes
Belarus Yes Yes Yes Yes Yes Yes Yes
Belgium Yes Yes Yes Yes Yes Yes Yes
Belize Yes Yes
Benin Yes Yes Yes Yes
Bermuda Yes Yes
Bhutan Yes Yes Yes
Bolivia (Plurinational State of) Yes Yes Yes Yes
Bonaire, Sint Eustatius and Saba Yes Yes
Bosnia and Herzegovina Yes Yes Yes Yes Yes Yes Yes
Botswana Yes Yes Yes Yes
Bouvet Island Yes Yes Yes Yes
Brazil Yes Yes Yes Yes
British Indian Ocean Territory Yes Yes Yes Yes
British Virgin Islands Yes Yes
Brunei Darussalam Yes Yes Yes Yes
Bulgaria Yes Yes Yes Yes Yes Yes Yes Yes
Burkina Faso Yes Yes Yes Yes
Burma Yes Yes Yes
Burundi Yes Yes Yes Yes
Cambodia Yes Yes Yes
Cameroon Yes Yes Yes Yes
Canada Yes Yes
Canary Islands Yes Yes Yes Yes Yes Yes
Cape Verde Yes Yes Yes
Cayman Islands Yes Yes
Central African Republic Yes Yes Yes Yes
Chad Yes Yes Yes Yes
Chile Yes Yes Yes Yes
China Yes Yes Yes
China, Hong Kong Special Administrative Region Yes Yes Yes
China, Macao Special Administrative Region Yes Yes Yes
Christmas Island Yes Yes Yes Yes
Cocos (Keeling) Islands Yes Yes Yes Yes
Colombia Yes Yes Yes Yes
Comoros Yes Yes Yes Yes
Congo Yes Yes Yes Yes
Cook Islands Yes Yes Yes Yes
Corsica Yes Yes Yes Yes Yes Yes Yes
Costa Rica Yes Yes
Côte d’Ivoire Yes Yes Yes Yes
Croatia Yes Yes Yes Yes Yes Yes Yes
Cruise Baltic ^ Yes Yes Yes Yes Yes Yes
Cruise Caribbean ^ Yes Yes
Cruise European ^ Yes Yes Yes Yes Yes Yes
Cruise Med ^ Yes Yes Yes Yes Yes Yes
Cruise Worldwide ^ Yes Yes
Cuba Yes Yes
Curaçao Yes Yes
Cyprus Yes Yes Yes Yes
Czechia Yes Yes Yes Yes Yes Yes Yes Yes
Democratic People's Republic of Korea Yes Yes Yes
Democratic Republic of the Congo Yes Yes Yes Yes
Denmark Yes Yes Yes Yes Yes Yes
Djibouti Yes Yes Yes Yes
Dominica Yes Yes
Dominican Republic Yes Yes
Dubai Yes Yes Yes
Ecuador Yes Yes Yes Yes
Egypt Yes Yes Yes Yes
Eire Yes Yes Yes Yes Yes Yes Yes Yes
El Salvador Yes Yes
England Yes Yes Yes Yes Yes Yes Yes Yes
Equatorial Guinea Yes Yes Yes Yes
Eritrea Yes Yes Yes Yes
Estonia Yes Yes Yes Yes Yes Yes Yes
Eswatini Yes Yes Yes Yes
Ethiopia Yes Yes Yes Yes
Falkland Islands (Malvinas) Yes Yes Yes Yes
Faroe Islands Yes Yes Yes Yes Yes Yes Yes
Fiji Yes Yes Yes Yes
Finland Yes Yes Yes Yes Yes Yes Yes
France Yes Yes Yes Yes Yes Yes Yes
French Guiana Yes Yes Yes Yes
French Polynesia Yes Yes Yes Yes
French Southern Territories Yes Yes Yes Yes
Gabon Yes Yes Yes Yes
Galapagos Islands Yes Yes Yes Yes
Gambia Yes Yes Yes Yes
Georgia Yes Yes Yes
Germany Yes Yes Yes Yes Yes Yes Yes
Ghana Yes Yes Yes Yes
Gibraltar Yes Yes Yes Yes Yes Yes Yes
Greece Yes Yes Yes Yes Yes Yes
Greek Islands Yes Yes Yes Yes Yes Yes
Greenland Yes Yes
Grenada Yes Yes
Guadeloupe Yes Yes
Guam Yes Yes Yes Yes
Guatemala Yes Yes
Guernsey Yes Yes Yes Yes Yes Yes Yes Yes
Guinea Yes Yes Yes Yes
Guinea-Bissau Yes Yes Yes Yes
Guyana Yes Yes Yes Yes
Haiti Yes Yes
Heard Island and McDonald Islands Yes Yes Yes Yes
Holy See Yes Yes Yes Yes Yes Yes Yes
Honduras Yes Yes
Hungary Yes Yes Yes Yes Yes Yes Yes Yes
Iceland Yes Yes Yes Yes Yes Yes Yes
India Yes Yes Yes
Indonesia Yes Yes Yes
Iran (Islamic Republic of) Yes Yes Yes
Iraq Yes Yes Yes
Ireland Yes Yes Yes Yes Yes Yes Yes Yes
Isle of Man Yes Yes Yes Yes Yes Yes Yes Yes
Israel Yes Yes Yes
Italy Yes Yes Yes Yes Yes Yes Yes
Jamaica Yes Yes
Japan Yes Yes Yes
Jersey Yes Yes Yes Yes Yes Yes Yes Yes
Jordan Yes Yes Yes
Kazakhstan Yes Yes Yes
Kenya Yes Yes Yes
Kiribati Yes Yes Yes Yes
Kuwait Yes Yes Yes
Kyrgyzstan Yes Yes Yes
Lao People's Democratic Republic Yes Yes Yes Yes
Laos Yes Yes Yes
Latvia Yes Yes Yes Yes Yes Yes Yes
Lebanon Yes Yes Yes
Leeward islands Yes Yes
Lesotho Yes Yes Yes Yes
Liberia Yes Yes Yes Yes
Libya Yes Yes Yes Yes
Liechtenstein Yes Yes Yes Yes Yes Yes Yes
Lithuania Yes Yes Yes Yes Yes Yes Yes
Luxembourg Yes Yes Yes Yes Yes Yes Yes
Madagascar Yes Yes Yes Yes
Malawi Yes Yes Yes Yes
Malaysia Yes Yes Yes
Maldives Yes Yes Yes
Mali Yes Yes Yes Yes
Malta Yes Yes Yes Yes Yes Yes
Marshall Islands Yes Yes Yes Yes
Martinique Yes Yes
Mauritania Yes Yes Yes Yes
Mauritius Yes Yes Yes
Mayotte Yes Yes Yes Yes
Mexico Yes
Micronesia (Federated States of) Yes Yes Yes Yes
Midway Island Yes Yes
Moldavia Yes Yes Yes Yes Yes Yes Yes
Monaco Yes Yes Yes Yes Yes Yes Yes
Mongolia Yes Yes Yes
Montenegro Yes Yes Yes Yes Yes Yes Yes
Montserrat Yes Yes
Morocco Yes Yes Yes Yes
Mozambique Yes Yes Yes Yes
Myanmar Yes Yes Yes
Namibia Yes Yes Yes Yes
Nauru Yes Yes Yes Yes
Nepal Yes Yes Yes
Netherlands Yes Yes Yes Yes Yes Yes Yes Yes
Netherlands Antilles Yes Yes Yes Yes
Nevis Island Yes Yes
New Caledonia Yes Yes Yes Yes
New Zealand Yes Yes Yes Yes Yes
Nicaragua Yes Yes
Niger Yes Yes Yes Yes
Nigeria Yes Yes Yes Yes
Niue Yes Yes Yes Yes
Norfolk Island Yes Yes Yes Yes
North Macedonia Yes Yes Yes Yes Yes Yes
Northern Ireland Yes Yes Yes Yes Yes Yes Yes Yes
Northern Mariana Islands Yes Yes Yes Yes
Norway Yes Yes Yes Yes Yes Yes
Oman Yes Yes Yes
Pakistan Yes Yes Yes
Palau Yes Yes Yes Yes
Panama Yes Yes
Papua New Guinea Yes Yes Yes Yes
Paraguay Yes Yes Yes Yes
Peru Yes Yes Yes Yes
Philippines Yes Yes Yes Yes
Pitcairn Yes Yes Yes Yes
Poland Yes Yes Yes Yes Yes Yes Yes Yes
Portugal Yes Yes Yes Yes Yes Yes
Puerto Rico Yes Yes
Qatar Yes Yes Yes
Republic of Ireland Yes Yes Yes Yes Yes Yes Yes Yes
Republic of Korea Yes Yes Yes
Republic of Moldova Yes Yes Yes Yes Yes Yes Yes
Réunion Yes Yes Yes Yes
Rodrigues Island Yes Yes Yes
Romania Yes Yes Yes Yes Yes Yes Yes
Russia (west of urals) Yes Yes Yes Yes Yes Yes Yes
Russian Federation Yes Yes Yes Yes Yes Yes Yes
Rwanda Yes Yes Yes Yes
Saint Barthélemy Yes Yes
Saint Helena Yes Yes Yes Yes
Saint Kitts and Nevis Yes Yes
Saint Lucia Yes Yes
Saint Martin (French Part) Yes Yes
Saint Pierre and Miquelon Yes Yes
Saint Vincent and the Grenadines Yes Yes
Saipan Yes Yes Yes Yes
Samoa Yes Yes Yes Yes
San Marino Yes Yes Yes Yes Yes Yes Yes
Sao Tome and Principe Yes Yes Yes Yes
Sardinia Yes Yes Yes Yes Yes Yes Yes
Sark Yes Yes Yes Yes Yes Yes Yes Yes
Saudi Arabia Yes Yes Yes
Scilly Isles Yes Yes Yes Yes Yes Yes Yes Yes
Scotland Yes Yes Yes Yes Yes Yes Yes Yes
Senegal Yes Yes Yes Yes
Serbia Yes Yes Yes Yes Yes Yes Yes
Seychelles Yes Yes Yes Yes
Sierra Leone Yes Yes Yes Yes
Singapore Yes Yes Yes
Sint Maarten (Dutch part) Yes Yes
Slovakia Yes Yes Yes Yes Yes Yes Yes Yes
Slovenia Yes Yes Yes Yes Yes Yes Yes
Solomon Islands Yes Yes Yes Yes
Somalia Yes Yes Yes Yes
South Africa Yes Yes Yes
South Georgia and the South Sandwich Islands Yes Yes Yes Yes
South Sudan Yes Yes Yes Yes
Spain Yes Yes Yes Yes Yes Yes
Sri Lanka Yes Yes Yes
St Helena Yes Yes Yes Yes
State of Palestine Yes Yes Yes
Sudan Yes Yes Yes Yes
Suriname Yes Yes Yes Yes
Svalbard and Jan Mayen Islands Yes Yes Yes Yes Yes Yes Yes
Swaziland Yes Yes Yes
Sweden Yes Yes Yes Yes Yes Yes Yes
Switzerland Yes Yes Yes Yes Yes Yes
Syrian Arab Republic Yes Yes Yes
Taiwan Yes Yes Yes
Tajikistan Yes Yes Yes
Thailand Yes Yes Yes
Timor-Leste Yes Yes Yes Yes
Togo Yes Yes Yes Yes
Tokelau Yes Yes Yes Yes
Tonga Yes Yes Yes Yes
Trinidad and Tobago Yes Yes
Tristan Da Cunha Yes Yes Yes Yes
Tunisia Yes Yes Yes Yes
Turkey Yes Yes Yes Yes
Turkmenistan Yes Yes Yes
Turks and Caicos Islands Yes Yes
Tuvalu Yes Yes Yes Yes
Uganda Yes Yes Yes Yes
Ukraine Yes Yes Yes Yes Yes Yes Yes
United Arab Emirates Yes Yes Yes
United Kingdom Yes Yes Yes Yes Yes Yes Yes Yes
United Republic of Tanzania Yes Yes Yes Yes
United States Minor Outlying Islands Yes Yes
United States of America Yes Yes
United States Virgin Islands Yes Yes
Uruguay Yes Yes Yes Yes
Uzbekistan Yes Yes Yes
Vanuatu Yes Yes Yes Yes
Venezuela (Bolivarian Republic of) Yes Yes Yes Yes
Vietnam Yes Yes Yes
Wake Island Yes Yes
Wales Yes Yes Yes Yes Yes Yes Yes Yes
Wallis and Futuna Islands Yes Yes Yes Yes
Western Sahara Yes Yes Yes Yes
Yemen Yes Yes Yes
Zaire Yes Yes Yes
Zambia Yes Yes Yes Yes
Zanzibar Yes Yes Yes
Zimbabwe Yes Yes Yes Yes
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