Around 7.6 million* people in the UK are living with a heart and circulatory disease, and being diagnosed with a heart condition can be a life-altering event. Whether it is a heart attack, arrhythmia, or other cardiovascular issue, the impact can be profound. At Insurancewith, we understand the challenges individuals face, especially when it comes to getting travel insurance with a heart condition.
Treatment for heart conditions often involves ongoing care and monitoring, which can be physically and emotionally draining. Despite this, many individuals seek respite through travel, whether it’s a relaxing getaway or adventure abroad. However, finding suitable cover can be a daunting task, but at our policies can consider cover for heart conditions as well as a range of other medical conditions.
All standard policies at Insurancewith include cover for:
Navigating travel insurance policies can be overwhelming, especially when dealing with a heart condition. That’s why our teamis here to help you. During the quote process, you can confidentially discuss your heart condition and treatment with our team, who will provide clear and concise information about our policies, ensuring you make an informed decision.
Getting travel insurance with a heart condition can sometimes be a challenge, even when using some more well-known providers. Premiums can, on occasion, end up being prohibitively expensive – and sometimes finding a suitable travel insurance policy can prove to be very difficult.
However, we work differently to the rest of the market.
At Insurancewith, our advisors specifically assess your condition using a medical risk assessment tool called , which enables us to gain a deeper understanding of your circumstances and, where possible, offer you an affordable policy, even if you have recently been diagnosed with a heart condition including angina, atrial fibrillation, blocked arteries or had surgery in the last couple of months, including:
Although we ask a few more questions than other providers, getting the right cover on your travels is important.
Our common-sense approach to travel insurance cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away knowing you’re protected should something unexpected occur has a real impact.
Some of our policy benefits include:
When you experience a coronary issue, it can often lead you to question whether life will ever be the same again. For many, they resume their normal lives, including going on holiday, which is often an integral part of their year. We fully support this and want to make the travel insurance part as stress free and affordable as possible. If you are planning on travelling, here are a few things to bear in mind:
Seek doctors’ advice:
If you have any concerns, we recommend you speaking to a doctor prior to travelling. They will be able to provide personalised advice based on your specific medical history, current condition, and any on going treatment or medications.
Medicine:
If you are taking medicine abroad with you, we would recommend carrying it in your hand luggage, just in case the unfortunate was to happen and your suitcase gets delayed or lost. Bring an original prescription with you and ensure this is easily accessible too. The medication should be in its original packaging (not in dispensary containers) so it is clear exactly what you are taking (and it can be matched to your prescription). Bear in mind you will need to check with your airline to see if they have any restrictions and if the country you are travelling to has any restriction on medications.
Research the medical facilities:
The standard of medical care varies depending on your destination. We generally advise you visit a public hospital if you require medical care abroad, as they are government regulated meaning the standard of medical care is monitored, and they are available to give input on any emergency around the clock every day of the year.
Listen to your body and pace yourself:
While travelling, make sure to listen to your body and pace yourself. Take breaks when needed, stay hydrated and avoid any excess physical activity. Pay attention to how you are feeling and seek medical attention promptly if you experience any symptoms.
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* Source: British Heart Foundation UK Factsheet January 2024 [https://www.bhf.org.uk/-/media/files/for-professionals/research/heart-statistics/bhf-cvd-statistics-uk-factsheet.pdf}
§Up to £10 million emergency medical expenses and medical repatriation, including additional accommodation and travelling expenses. Please refer to our Policy Wording [https://www.insurancewith.com/policy-wordings/] for more information.