If you wish to partake in any activities whilst on your trip abroad, you need to ensure you are covered.
Below are the activities that we cover as standard on all of our policies:
Please note that all of the activities are covered on a non-professional and non-competitive basis unless otherwise stated. All Activities marked with an asterisk (*) indicate those which do not have Personal Liability cover and those marked with a (‡) indicate those which do not have Personal Accident cover.
| Single & Multi Trip | Winter Sports |
| Activity | Activity |
| Abseiling (within organiser’s guidelines) | Air Boarding |
| Aerial Safaris (in chartered aircraft and an organised excursion) | Big Foot Skiing |
| Angling | Cross Country Skiing (Recognised Paths) |
| Archaeological Digging | Dry Slope Skiing/Snowboarding |
| Archery *‡ | Glacier Skiing/Walking |
| Assault Course | Ice Cricket* |
| Athletics *‡ | Ice Windsurfing* |
| Badminton | Kick Sledging |
| Bamboo rafting (Inshore Only) | Langlauf |
| Banana Boating (Inshore Only) | Mono-Skiing |
| Bar and Restaurant Work | Nordic Skiing (Recognised Paths) |
| Baseball *‡ | Off-Piste Skiing/Snowboarding (Within Resort Boundaries) |
| Basketball | On-Piste Skiing/Snowboarding |
| Beach games | Ski Randonnee |
| Billiards | Ski Run Walking |
| Blading (no stunts) | Ski Skimming |
| Board Sailing *‡ (Inshore Only) | Ski Touring |
| Body Boarding (Inshore Only) | Skidooing ‡* |
| Boogie Boarding (Inshore Only) | Sledging |
| Bowling/Bowls | Snow Blading |
| Bungee Jumping *‡ | Shoe Shoeing |
| Cable Car Ride | Snow Tubing |
| Camel Riding/Trekking *‡ | Snow Zorbing |
| Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3 (Inshore Only) | Snowcat Skiing (With a Professional Guide) |
| Canoeing/Rafting/White Water Rafting/Kayaking grades 4 and 5 (Inshore Only) | Snowmobiling ‡* |
| Catamaran/Yachting/Sailing (Inshore Only) | Tobogganing |
| Clay pigeon shooting/small Bore target shooting/rifle range *‡ | |
| Climbing (on climbing wall only) | |
| Cricket | |
| Croquet | |
| Cross Country Running | |
| Curling | |
| Cycling (Excluding Mountain Biking, BMX and Touring) *‡ | |
| Dancing (including lesson participation) | |
| Darts | |
| Deep Sea Fishing (Inshore Only) | |
| Dinghy Sailing*‡ (Inshore Only) | |
| Dry Slope Skiing / Boarding | |
| Dragon Boat Racing *‡ (Inshore Only) | |
| Elephant Riding/Trekking*‡ | |
| Falconry | |
| Fell Running (up to 4,000 metres) | |
| Fell Walking (up to 4,000 metres) | |
| Fencing*‡ | |
| Fishing (Inshore Only) | |
| Fives | |
| Flag American Football | |
| Flying as a passenger in an aircraft (private plane/Helicopter/Glider) | |
| Football | |
| Fruit or vegetable picking (under 3 metres) | |
| Frisbee/Ultimate Frisbee | |
| Glass bottom boats/bubbles | |
| Go Karting (up to 120cc, wearing a helmet)*‡ | |
| Goalball | |
| Golf | |
| Gorilla Trekking (organised tours only) | |
| Gym – Fitness | |
| Gymnastics | |
| Handball | |
| Helicopter Rides (passenger only) | |
| Hiking up to 4,000 metres | |
| Hobie Cat Sailing*‡ (Inshore Only) | |
| Hockey (field) | |
| Horse Riding (wearing a helmet and excluding racing, jumping, hunting and less that 7 days)*‡ | |
| Hot Air Ballooning (passenger only) | |
| Hot Dogging up to grade 3 | |
| Hot Springs | |
| Hydro Zorbing | |
| Ice Skating (rink only) | |
| In-line Skating (no stunts) | |
| Ice Surfing*‡ | |
| Ice Cricket*‡ | |
| Jet Boating (passenger only)*‡ (Inshore Only) | |
| Jogging | |
| Kayaking (incl. White Water) up to grade 3 (Inshore Only) | |
| Kayaking (incl. White Water) grades 4 and 5*‡ (Inshore Only) | |
| Korfball | |
| Llama Riding*‡ | |
| Land Skiing | |
| Mopeds (maximum 125cc, and passed CBT training, wearing a helmet)*‡ | |
| Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet)*‡ | |
| Mule Trekking*‡ | |
| Netball | |
| Octopush | |
| Orienteering (up to 4,000 metres above sea level) | |
| Ostrich riding*‡ | |
| Parachuting tandem only*‡ | |
| Parascending/Parasailing (towed by a boat over water) (Inshore Only) | |
| Pedalos (Inshore Only) | |
| Pilates | |
| Pony Trekking (wearing a helmet)*‡ | |
| Pool | |
| Power Boating (passenger only)*‡ (Inshore Only) | |
| Racquet Ball / Rackets*‡ | |
| Rambling (up to 4,000 metres above sea level) | |
| Reverse Bungee*‡ | |
| Rifle Range*‡ | |
| Ringos (Inshore Only) | |
| River Sledging*‡ | |
| River Tubing*‡ | |
| Roller Skating/Blading/In-line (incidental, wearing pads, helmet and no stunts) | |
| Rounders | |
| Rowing (Inshore Only) | |
| Safari in a vehicle/Trekking/Tracking (organised tour, no fire arms) | |
| Sailing/Yachting European Waters only*‡ (Inshore Only) | |
| Sandboarding*‡ | |
| Sand Skiing*‡ | |
| Sand Surfing*‡ | |
| Sand Yachting*‡ | |
| Scuba Diving (up to a depth of 30 metres (if qualified or accompanied by qualified instructor and not diving alone) (Inshore Only) | |
| Sea Fishing (Inshore Only) | |
| Sea Kayaking (withing European Waters, no racing) (Inshore Only) | |
| Shark Diving (professionally supervised in a cage) (Inshore Only) | |
| Skin Diving (up to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone) (Inshore Only) | |
| Skateboarding (waring pads and helmet, no stunts) | |
| Skydiving (Tandem only)*‡ | |
| Sledding/Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer) | |
| Small Bore Target Shooting*‡ | |
| Snooker | |
| Snorkelling (Inshore Only) | |
| Soccer | |
| Softball | |
| Speed Boating (passenger only)*‡ | |
| Sphereing | |
| Spinning Class | |
| Squash*‡ | |
| Surfing (Inshore Only) | |
| Swimming (Inshore Only) | |
| Swimming with Dolphins (Inshore Only) | |
| Swimming/Bathing with Elephants*‡ | |
| Sydney Harbour Bridge Walk (organised and walking across clipped onto a safety line) | |
| Table Tennis | |
| Tall Ship Crewing*‡ (Inshore Only) | |
| Team Building | |
| Ten Pin Bowling | |
| Tennis | |
| Touch Football | |
| Trampolining | |
| Tree Top Trekking/Canopy Walking | |
| Trekking (below 4,000 metres only) | |
| Tubing | |
| Tug of War | |
| Vollyball | |
| Wake Boarding (Inshore Only) | |
| Walking (below 4,000 metres only) | |
| Water Hockey | |
| Water Polo | |
| Water Skiing (no jumping) (Inshore Only) | |
| Wicker Basket Tobagganing | |
| Whale Watching (Inshore Only) | |
| Wheelchair Basketball | |
| Windsurfing (Inshore Only) | |
| Wind Tunnel Flying (wearing pads and helmet) | |
| Yachting/Sailing (European Waters only) (Inshore Only) | |
| Yoga | |
| Zip-lining/trekking | |
| Zorbing/Hydro Zorbing |
From the 17th January 2022 there will be no cover provided for the below sports and activities:
