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Most mainstream travel insurance providers will either exclude cover for surgical procedures such as organ transplants, or increase the premiums – sometimes to almost as much as the cost of the holiday.
At Insurancewith, we believe that you should be able to have the peace of mind of being covered by your travel insurance without having to pay a large additional cost just because you have had an organ transplant.
Our specialist travel insurance policies have been designed specifically for people travelling with a medical condition; we even include cover for lost or damaged medications and mobility equipment.
We pride ourselves on working closely with different charities to ensure that we are asking the right questions in order to accurately assess the individual’s medical situations, so that you won’t have to pay anything other than the most cost-effective solution to your travel insurance needs.
All of our policies include the standard cover included in most travel insurance policies, along with:
We regularly offer cover for people who have had different types of transplant, such as:
As transplants are often needed as a result of another medical condition, our medical screening system allows us to consider full transplant cover at affordable premiums for people with any of the below:
At Insurancewith, policies are available to purchase either online, or through our customer service team. Our customer service team are trained to deal with your call in a professional and sensitive manner, and should you have any questions they will be more than happy to help you
You can choose from one of the following travel insurance policies, to suit your travelling needs:
Depending on your chosen policy, you can select from several optional extras at the checkout including;
“We would like to say a big thank you to all the team at Insurancewith as they have given us something to look forward to with lots more holidays planned away with our grandchildren.”Read Testimonials
Preparation is key: As with anything, the more planning involved, the less hassle and stress it causes in the long run. Make a list of everything you need to take with you, including any medication or equipment. Speak to your GP or specialist about any vaccinations you may need and whether they are suitable. Also, make sure you have more than enough medication to cover for any missed flights, delayed or lost luggage. Take a copy of your prescription with you incase you need to show security or a healthcare professional.
Choose the right destination: What might seem like the ideal holiday destination may not be the best for you or any medical condition you may have. Some immunosuppressant medications can make you sensitive to UV rays and more susceptible to catching illnesses if the tap water is not 100% safe to drink, so bear this in mind when you book. If you’re travelling across time zones, make sure that you keep track of when to take your medications.
Emergencies abroad: Knowing how to deal with emergency situations is important when going somewhere new – there’s nothing worse than finding yourself stuck in a scenario with a language barrier and unfamiliar surroundings. Make sure you research the medical facilities local to your destination, including the closest public hospital as these are usually better prepared for emergencies than smaller, private clinics. Make a note of your travel insurance policy number, and emergency assistance contact number in the event that you need to pay for medical treatment abroad.
Travel insurance: Purchasing travel insurance without a medical condition is easy enough, but it can be difficult to find the right provider if you have a medical history. Some insurers are not keen in insuring travellers with medical conditions due to the likelihood of claims in the future. Luckily, there are specialist companies like Insurancewith that insure people with medical conditions including cystic fibrosis, kidney disease and cardiomyopathy, often at no additional cost! You can get a quote here.
If you have a question you need answering, why not take a look at our most frequently asked questions.
If you still cannot find what you are looking for please do not hesitate to contact us where a member of the team will be waiting to help.
The Financial Conduct Authority (FCA) recently released an in-depth report looking at how accessible travel insurance is for those with pre-existing conditions. It’ll come as no surprise to anyone who has tried to get a quote from a mainstream provider – travel cover can be ridiculously expensive. We’re glad the FCA has raised the issue. […]
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