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A new survey from the Association of British Travel Agents (ABTA) has revealed that 20% of British travellers don’t take out holiday insurance before going abroad, many of those who fail to buy travel insurance wrongly believe that health costs are covered by the government even while abroad.
Having an accident or falling ill abroad without a comprehensive travel insurance policy to cover your costs could bankrupt you, especially if you fall ill in America without adequate insurance. ABTA’s head of financial protection John de Vial says: ‘It is very worrying that so many people are putting their health and finances at risk by travelling abroad without insurance.
If you have a medical condition it is essential that you declare your medical condition fully before taking out a policy and buy the most appropriate medical conditions travel insurance policy for your needs. If you are travelling in Europe make sure you have a European Health Insurance Card (EHIC), however this is no substitution for a comprehensive travel insurance for pre existing medical conditions policy. Our blogs here and here explain a little bit more about the the EHIC and what it does cover.
No one can predict the future but insurance is designed to protect you when the unexpected happens, so next time you are going abroad make sure you buy appropriate holiday insurance, if the unexpected does happen, you will be glad you did.