With the earthquake and tsunami in Japan and Arab and Middle East unrest, where is safe to go on holiday? The Foreign and Commonwealth Office (FCO) have a list of countries where they advise against all but essential travel. If you do travel to a country where the FOC recommends against all but essential travel or no travel at all you will be invalidating your travel insurance. For clarification, holidays, visits to relatives and business trips are not regarded as essential travel. As of 24th March 2011 the FCO had warnings on 53 countries where either no travel at all or essential travel only to the whole country or part of it is recommended, this page is updates on a regular basis.
Another consideration when thinking about where to holiday are any vaccinations you may require. This is particularly important if you have any existing medical conditions or if you are undergoing any treatment for a medical condition. Some vaccinations contain live viruses so may not be suitable for people with certain types of cancer or undergoing certain types of cancer treatment, your Consultant or GP will be best placed to advise you on what is and is not suitable.
If you do have a medical condition it is advisable to make sure this is declared to your travel insurance provider, and confirmed in writing that the condition is actually covered under your policy. It may be advisable to look for a specialist travel insurance provider like Insurancewith who have specialist breast cancer travel insurance, cancer travel insurance, travel insurance policies for diabetics along with general medical conditions travel insurance.
I cannot stress enough how important it is to make sure you do declare any medical condition you have to your travel insurance provider. If you take medication for a condition you may consider you don’t have the condition any more, for example you take medication to lower you blood pressure so you no longer have high blood pressure, however you must still declare this condition because you take medication for it. It is advisable to declare everything and let the travel insurance provider decide what is and is not relevant. Not declaring a medical can invalidate your whole travel insurance policy, and any claims made due to the condition or treatment of it being refused.
Using a specialist in pre existing medical condition travel insurance is always advisable if you have any medical conditions to declare at all.