| Cover level | Backpacker | Longstay |
|---|---|---|
| Get Quote | Get Quote | |
| Policy Excess | £75 | £75 |
| If You Are Not Able To Go On Your Trip | 1000 | 3000 |
| If your departure is delayed by 12 hours or more | 0 | 100 |
| If Your Departure Is Delayed Per 12 Hours | 0 | 10 |
| If You Choose To Cancel After a 24 Hour Delay | 1000 | 3000 |
| If You Miss Your Outbound Departure | 0 | 500 |
| If You Need Emergency Medical Attention | 1000000 | 2000000 |
| Public Hospital Inconvenience Benefit | 0 | 200 |
| Public Hospital Inconvenience Benefit Per 24 Hours | 0 | 10 |
| Emergency Replacement Of Prescribed Medication | 0 | 0 |
| Mobility, Disability And Medical Equipment | 0 | 0 |
| If You Need To Come Home Early | 250 | 500 |
| If Your Possessions Are Lost Stolen Or Damaged | 1000 | 1500 |
| Clothes & Footwear | 1000 | 1500 |
| Cosmetics & Toiletries | 75 | 100 |
| Luggage | 150 | 200 |
| Jewellery & Watches | 150 | 200 |
| Eyewear | 75 | 75 |
| Electrical Items | 150 | 150 |
| Electrical Accessories | 100 | 100 |
| If Your Possessions Are Delayed By 12 Hours | 0 | 0 |
| If Your Cash Is Lost Or Stolen | 0 | 0 |
| If Your Passport Is Lost Or Stolen | 0 | 0 |
| Personal Liability | 1000000 | 2000000 |
| Personal Accident | 5000 | 7500 |
| If You Need Legal Advice | 25000 | 50000 |
| If A Force Majeure Event Occurs While You Are Away | 0 | 0 |
| If Your End Supplier Fails While You Are Away | 0 | 0 |
| Buggies and Strollers | 75 | 75 |
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Claims
Customer service 
Emergency medical assistance