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Reasonably Priced Policies for all Medical Conditions

Insurancewith: doing more than just insurance

Arranging travel insurance if you have a medical condition can be difficult, but it doesn’t have to be. We specialise in arranging affordable policies for people with all types’ of medical conditions, one of our specialities being travel insurance for cancer suffers. Our cancer policies have been created by cancer suffers and they have tried to address the issues they found when looking for a suitable policy to cover their needs.

We will consider cover for any medical condition and the below list is not exhaustive but will give you a flavour of the conditions that we regularly cover. However, if your particular medical condition is not shown don’t worry because you can still get a quote by entering your condition when prompted during the quote process and proceed from there.

Alternatively you can call our Customer Service Centre on 0845 230 7159 and they will be happy to process the quote for you.

is a common condition, which can be easily controlled; however this does not mean that you should not declare it to your travel insurance provider.
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Bladder Cancer Travel Insurance
As with most types of cancer, the earlier bladder cancer is diagnosed, the easier and more successful the treatment will be in the long-term. Many sufferers carry on living full and active lives after their diagnosis, and this includes travelling abroad.
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Bowel Cancer Travel Insurance
Bowel Cancer (Colon and Rectum) is the third most commonly diagnosed Cancer in the United Kingdom affecting around 37,000 people every year. Bearing this in mind it’s a wonder why so many insurers misunderstand the condition and are reluctant to insure it at a reasonable cost, if at all.
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Breast Cancer Travel Insurance
Life with breast cancer is hard and adapting to normal life again can be a struggle. We have tried to make things easier by creating a specific breast cancer travel insurance policy which
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Cancer Travel insurance
Receiving a cancer diagnosis is a terrible experience and your first reaction, naturally, can be one of shock and worry. However whilst, some cancers are not curable, most are treatable. Many people who have been diagnosed with an incurable cancer are
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Cystic FibrosisTravel insurance
Living with Cystic Fibrosis is often extremely difficult and the simplest of task and activities can leave you feeling exhausted. This can be the case when trying to organise travel insurance
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Diabetes Travel Insurance
There are currently around 2.8 million people in the UK who suffer from Diabetes and a possible further 1 million people who are not even aware they have it. However, even with this number of
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Disability Travel Insurance
Having a disability shouldn’t affect your holiday plans, however finding an affordable travel insurance policy that fully covers your conditions can be difficult, and understandably people are reluctant to go abroad without a disability travel insurance policy which fully covers their needs, especially if they are travelling outside the European Union.
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Epilepsy Travel Insurance
Having epilepsy shouldn’t mean that you can’t travel abroad, however you will need to plan in advance and ensure that you have a travel insurance policy with epilepsy cover that fully suits you needs.
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High Blood Pressure
If you have ever been diagnosed with high blood pressure, also known as hypertension, you must declare this to your travel insurance provider. Many people do innocently forget to declare conditions such as high blood pressure because they are on preventive medication so they forget they have the condition.
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High Cholesterol
Many people think that having a medical condition such as raised or high cholesterol will increase the cost of their travel insurance to an unaffordable level.
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Kidney Cancer Travel Insurance
Every day in the UK around 30 people find out that they have kidney cancer.  Kidney cancer is the eighth most common form of cancer and there are around 7,400 newly diagnosed cases in the UK each year. 
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Lung Cancer Travel Insurance
There is a lot of contradicting advice surrounding travelling with Lung Cancer, especially Air Travel with Lung Cancer. We understand that it can be difficult trying to arrange travel insurance if you have recently been diagnosed
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Non Hodkins Lymphoma Travel Insurance
Non Hodgkin Lymphoma is the 5th most common cancer in males and the 7th most common cancer in females in the UK, approximately 10,900 people are diagnosed each year.The main types of treatment for non Hodgkin lymphoma are
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Ovarian Cancer Travel Insurance
Around 126 women in the UK are diagnosed with ovarian cancer every week, which is approximately 6500 new cases of ovarian cancer every year, ovarian cancer is the fourth most common cancer in women in the UK
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Pancreatic Cancer Travel Insurance
Cancer of the pancreas (also known as pancreatic cancer) is not a common cancer; around 7,800 people are diagnosed with it each year. It is however a severe form of Cancer as it often
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Prostate Cancer Travel Insurance
Prostate cancer is the most common cancer in men. Every year about 36,000 men are diagnosed with prostate cancer in the UK. It accounts for a quarter of all newly diagnosed cases of cancer in men. So with so many
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Skin Cancer Travel Insurance
Skin cancer, both non-melanoma skin cancer and malignant melanoma together is the sixth most common cancer in the UK and if caught early enough it is very treatable and the outcome is good.
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Stroke Travel Insurance
Having a stroke or transient ischaemic attack (mini stroke) can be life changing. However with rehabilitation many people can get back to leading a normal and independent life, which involves travelling abroad for holidays or work.
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Stomach Cancer Travel Insurance
Stomach cancer is now the 13th commonest cancer in adults in the UK. Stomach cancer is nearly twice as common in men as in women it’s rare in younger people and most people affected are over 55. Being diagnosed with cancer of the
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Testicular Cancer Travel Insurance
Testicular Cancer is an uncommon Cancer, accounting for just 1% of all cancers found in men. It is most common in younger men aged 20-55years. If caught early testicular cancer can be completely cured with a survival rate of 95%
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Uterine Cancer Travel Insurance
In 2007, 7,536 women in the UK were diagnosed with uterine cancer, uterine cancer is more common in women who have been through the menopause
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We offer a comprehensive range of travel insurance policies designed to suit the individual needs of our customers. Everyone is an individual, and all will have different reactions to medical conditions, which is why we offer bespoke policies taking into consideration our customers individual circumstances and needs and thereby offering lower premiums. Providing cancer patients with insurance for travel was our first bespoke policy and following on from its success we consulted with various medical charities so we could tailor our policies for every medical condition.

Occasionally we are unable to offer an on-line quotation, however this does not mean that we cannot cover you, we just need to ask a few more questions to assess the risk fully. If you telephone the number given on the "your quote details" page and quote your reference number, one of our team will talk through your quote with you and ask a few more screening question specific to you and your individual treatment.

We have a complete understanding of the needs people with medical conditions have especially when away from home. Not only do we provide a cost effective policy which covers your condition, should something go wrong our in-house emergency assistance company are on hand to deal with everything for you, for example, arranging flights to get you and your family home or making sure you get the most appropriate care in the hospital. And because we are a specialist cancer travel insurance providers our team have the experience and expertise to deal with any sort of medical emergency in a calm and professional manner, unlike some providers where dealing with a serious medical emergency is a rarity.

Single trip travel insuranceCompetitive rates for all, whether you have a pre-existing medical condition to declare or not. Cover starts from as little as £16.18...
Single trip travel insurance information...
Cruise travel insurance Specialist cruise insurance with higher than average cancellation cover and ship to shore repatriation as standard...
Cruise travel insurance information...
Wintersports travel insurance Specialist winter sports travel insurance for skiing, snowboarding and other winter sports and will cover for medical conditions...
Winter sports travel insurance information...
Longstay travel insurance Specialist longstay travel insurance allowing for longstay single trips at cost effective prices whilst still being able to cover conditions...
Longstay travel insurance information...
Annual travel insuranceInsurancewith now has range of multi-trip travel insurance policies so that you can choose the policy that best suits your needs and budget....
Multi-trip travel insurance information...
Please read our recent testimonials from clients of insurancewith.com
(click on a tab to stop the slide show and read the testimonial)

Thank you so much for your tremendous service

Dear Miriam (Customer service centre staff)

Thank you so much for your tremendous service in providing travel insurance for our daughter and her children. You were so professional, compassionate and wonderfully kind.

It has made such a huge difference to their lives. They had a holiday of a lifetime one they will never ever forget. It did our daughter so much good, the warmth, gentle snorkelling was natural physo and eased some of her aches and pains caused by radiotherapy.

The holiday gave her, her old confidence back and was a fantastic distraction. School said how much the children have benefited from the fabulous break, they are refreshed and revitalised.

I can’t thank you and Insurancewith enough for all you did for us. I can’t recommend the company highly enough and have told several people about you.


The service was very good and part of the cost for the policy goes to cancer charities

My husband has terminal lung cancer and we are keen to travel as much as possible before his health deteriorates too much. We spent a long time looking around for suitable cover.

Some insurance just seemed too cheap, from generic insurance companies, others were very expensive. In the end we have used Insurancewith.com a company set up by an insurance professional who also suffered from cancer.

The service was very good and part of the cost for the policy goes to cancer charities as well. Many companies require letters from doctors or nurses and this itself can seem like an additional barrier to actually being able to go on holiday.

I hope other families don't have to spend as much, and effort, as we did looking for safe and secure insurance for loved ones who are ill but would really like a holiday.

- Mrs M, Norwich

Our trip was problem free

I suffer from myeloma (bone marrow cancer) and my husband has high blood pressure and an irregular heart beat. In both cases the conditions have been under control with medication forseveral years. Our daughter and her husband live in Singapore andlast Christmas offered us the air fare for a three week visit this year after my latest chemotherapy treatment. We never dreamed that our plans would be thwarted by problems obtaining insurance. We couldn't get anything we could possibly afford; quotations were in the region of three thousand pounds!

The article in The Daily Telegraph on Tuesday, March 30th, "Too sick to insure..?" came to our attention and we contacted insurancewith. The rest is history: we have recently returned from a wonderful three week holiday. The insurance cost us just £480, and as our trip was completely problem free we did not need to claim anything, so everyone was happy. The company's risk paid off and they made their profit, and we had that peace of mind which meant we were free of those worries which would have spoilt our holiday if we had been forced to risk travelling without insurance. Now that I am on my next course of treatment, I have all those wonderful memories to cheer me up and also able to visualise my family in their own environment as well as being able to chat face to face with Skype.

We are exceedingly grateful to insureancewith and have already written to the Daily Telegraph and sent notices to our GP surgeries and my hospital unit advising other patients of our experience. If we are lucky enough to have another chance to travel, we shall know where to go!
Yours, very thankfully,

Speedy efficient and sensitive

I just wanted to thank you for Insurancewith's speedy, efficient and sensitive handling of my request for travel insurance to America. As I'm sure you know, many so-called 'specialist' insurers are unwilling to consider quoting for people with secondary cancer. I had actually given up on the plan to visit friends in America, after being given a starting price of £1000 by the one company who would consider insuring me - that was over twice the cost of my flight!

After hearing Fiona Macrae from Insurancewith talking on "Womens Hour", I decided to have one last try, and to my absolute delight, not only did Insurancewith agree to provide cover, but quoted £300. I have now returned relaxed, brown and happy and I have already recommended you to friends in the same situation as me, so thanks again.


We were amazed

I was diagnosed with cancer last year and the only thing to keep me going apart from my loving family and friends was the holiday we had booked for Sorrento in May this year. It wasn’t until I was talking to other members of my family that I realised that our yearly travel insurance wouldn’t cover me since my recent operation and current illness.

We never thought that our plans would be ruined by ridiculously high insurance quotes until we were recommended Fiona Macrae’s company Insurancwith. We were amazed that for a single trip it only cost us £26.00. The health screening question were easy to answer and within no time the insurance details were forwarded to me.

The holiday was a good tonic for us all especially knowing I was adequately insured if I should have a relapse whilst away. I am doing well and have recently booked another holiday for April next year and will of course be getting in touch with Insurancewith again.

A big thank you to Fiona and her staff at Insurancewith for making it possible for us to enjoy and afford our holidays again.

Mrs L. Suffolk

What would cancer sufferers and others with medical conditions do?

What would cancer sufferers and others with medical conditions do without the help of people like Fiona Macrae and her wonderful staff. I tried for several months to get a reasonable quote for holiday insurance with the usual stress of either being told that I could not have cover for my condition (Bladder Cancer) or the quote was high enough to cause me to think that I should just stay at home.

After reading an article about Fiona I got in touch and was surprised that she personally replied back. I contacted her staff and was delighted to speak with someone who made me feel that I had the right to travel insurance even with my medical history.

The questions were exactly for my condition and the quote was really great, that I booked straight away,and I have two days later received all the necessary paper work. Well done insurancewith long may we have contact and I hope you soon will be able to offer clients Annual Trips as well. I will certainly recommend your Company with pleasure.

Yours, very thankfully,
Mrs J G

Saved me almost £1460

I was made aware of Insurancewith through Patricia Peat who runs a wonderful organisation called Cancer Options. I have known Patricia for some years now and I follow her on Twitter. It was one of her Tweets that pointed me (and the rest of her followers) to your company.

I was diagnosed with breast cancer + liver mets in November 2007. In 2009 the liver mets disappeared, I then had breast surgery and have been cancer-free ever since. I walk, swim, eat nourishing food and meditate as often as possible. Quite simply, I'm fit and healthy. I do not present a greater risk to any insurance company. Frustratingly, what happened to me in 2007 hangs above me like the sword of Damocles. I held an annual medical policy pre-2007 but when I advised my insurers of my diagnosis they told me I was only covered for loss of baggage. So I went on holiday without medical insurance: 2008 (Cyprus), 2009 (Egypt), 2010 (Egypt) 2011 (Egypt) and May 2012 (Italy). And not once was I unwell!

The difference with the holiday I am taking in October is that the destination is the USA - to visit my beloved daughter who moved to LA in June. Imagine enduring a 13 hour flight to be denied entry because you don't have medical insurance. Way too stressful for anyone. So I went on-line to see what comparethemarket had to offer.

The screening process was hideous; it matched neither me nor my medical history. And the best quote was £1560. I felt very depressed. Then, within days, Patricia's Tweet arrived and the rest is history!

I really am most grateful to you for setting up this Company, not just because it saved me almost £1460 (which is brilliant, of course) but because the ethos of the Company is fantastic.

Professional and sympathetic

I recently got in touch with Insurancewith for holiday insurance. I had rang and e-mailed many insurances before coming across your company. Luckily for me Leanne Hall answered my call.

Over the last 2 years I have been suffering with cancer. I still have it. I wanted to go on a trip of a life time to America and Hawaii but was told by numerous insurances that the insurance would either be far too expensive or they just would not insure me. After speaking to Leanne and answering the medical screening questions she said she would call me back with a quote.

Leanne did. She has got me the appropriate cover for my travel and circumstances where other insurance companies could not.

This e-mail is to thank Leanne for her professional and sympathetic approach to my insurance needs. I had almost given up on my trip of a lifetime because of the other insurance companies.

Thank you Leanne Hall for making the whole process easy and without prejudice.


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