| Cover level | Emerald | Sapphire | Platinum |
|---|---|---|---|
| Get Quote | Get Quote | Get Quote | |
| Cover | Cover | Cover | |
| COVID Cover | Included - please click here for more information | Included - please click here for more information | Included - please click here for more information |
| Policy excess/Deductible | £75 | £75 | £0/Nil |
| Cancellation - If you are unable to go on your trip | £1,000 | £3,000 | £5,000 |
| If your end supplier fails financially before you go on your trip (IPP) | No Cover | £3,000 | £3,000 |
| If your departure is delayed Maximum | £150 | £300 | £500 |
| If your departure is delayed per 12 hours | £15 | £20 | £50 |
| If you miss your departure | £500 | £800 | £1,500 |
| If you miss your connection | £500 | £800 | £1,500 |
| If you choose to abandon your travel plans | £1,000 | £3,000 | £5,000 |
| If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area | No Cover | £1,000 | £1,000 |
| If a major incident happens while you are on your trip - Prescribed medication | No Cover | £150 | £150 |
| If you need emergency medical treatment abroad | £10,000,000 | £10,000,000 | £10,000,000 |
| If you need to replace your prescribed medication | £200 | £200 | £200 |
| Additional accommodation and travelling expenses | £10,000,000 | £10,000,000 | £10,000,000 |
| If you need to be brought home | £10,000,000 | £10,000,000 | £10,000,000 |
| If you need to be brought home - Body/Ashes | £25,000 | £25,000 | £25,000 |
| If you are buried or cremated abroad | £3,000 | £3,000 | £5,000 |
| If you are admitted to a public hospital or confined to your trip accommodation maximum | £500 | £500 | £1,000 |
| If you are admitted to a public hospital or confined to your trip accommodation per 24 hours | £25 | £25 | £50 |
| Curtailment - If you have to cut your trip short | £1,000 | £3,000 | £5,000 |
| If your checked-in baggage is delayed | £150 | £150 | £250 |
| If your valuables are lost, stolen or accidentally damaged | £300 | £400 | £500 |
| If your valuables are lost, stolen or accidentally damaged - Single Article Limit | £150 | £250 | £250 |
| If your gadgets are lost, stolen or accidentally damaged | No Cover | £1,000 | £3,000 |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 | £2,000 | £3,000 |
| If your other possessions are lost, stolen or accidentally damaged - Single Article Limit | £150 | £250 | £250 |
| If your mobility equipment is lost, stolen or accidentally damaged | £5,000 | £5,000 | £5,000 |
| If your mobility equipment is lost, stolen or accidentally damaged - If you need to hire mobility equipment | £1,000 | £1,000 | £1,000 |
| If you cash is lost or stolen - Cash | £250 | £300 | £750 |
| If you need emergency travel documents - Travel and accommodation expenses | £150 | £150 | £250 |
| If you need emergency travel documents - Emergency travel documents | £150 | £150 | £250 |
| If you need legal advice | £25,000 | £30,000 | £50,000 |
| If you are killed, injured or disabled following an accident - Death | £7,500 | £10,000 | £20,000 |
| If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (one eye or limb) | £7,500 | £10,000 | £20,000 |
| If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (both eyes or limbs) | £7,500 | £10,000 | £20,000 |
| If you are killed, injured or disabled following an accident - Permanent and total disablement | £10,000 | £15,000 | £25,000 |
| If you are held legally liable for injury or property damage | £2,000,000 | £2,000,000 | £2,000,000 |
| If your end supplier fails financially while you are on your trip (IPP) - Additional Costs | No Cover | £3,000 | £3,000 |
| If your end supplier fails financially while you are on your trip (IPP) - Return Transportation | No Cover | £3,000 | £3,000 |
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Claims
Customer service 
Emergency medical assistance