Cruise Travel Insurance

Planning a cruise* for your next getaway? There is nothing quite like exploring the world aboard a luxury liner — it is an unforgettable experience. While you are sure to have an amazing time, it is still important to stay protected in case the unexpected happens.

Our cruise extension does not just protect you while you are on the ship. It is only natural to want to explore the local sights on shore excursions, too. Whether your trips ashore are pre-booked or spontaneous, we have got you covered.

* Cruise – A trip involving a sea or river voyage of more than 3 days in total duration, where transportation and accommodation is primarily on an ocean/river going passenger ship.

Why do you need a cruise extension with your travel insurance cover

At Insurancewith, we specialise in providing travel insurance for people with medical conditions. Cruising from one incredible destination to another is an amazing way to see the world, but many cruise lines and travel agents require you to have insurance that specifically covers cruising before you set sail.

We are here to protect you, and your wallet, throughout your cruise holiday. Whether you are on board, exploring a local port, or travelling to the ship, our policies include cover for emergency medical expenses, personal possessions, liability and legal costs, and personal accident protection too.

Policy Benefits

When you take out a cruise extension with you travel insurance policy with us, you will experience a variety of fantastic benefits, such as:

• Ship to shore medical transfer (if medically necessary) and cabin confinement cover.
• Payment for each port on your cruise itinerary that you are unable
  to disembark at due to adverse weather or timetable restrictions up to the sum insured.
• UK, Europe and worldwide options available.
• Over 100 sports and activities included as standard.
• Emergency medical helpline available 24 hours a day, every day of the year.
• Free access available to Air Doctor Connect– connect with over 20,000 doctors in 90 countries. Use it for outpatient treatment and we will waive your excess; plus, you can claim back the cost of prescriptions when you return home
• Cover also includes cancellation, medical emergencies, personal belongings, cash, travel documents and much more.
• Groups and family discounts.
• 14 day cooling off period providing you have not travelled, made a claim or intend to make a claim.

Cruise Insurance Cover Levels

We offer cover on our single trip and annual multi trip policies, allowing you to tailor your policy of choice by adding on our Cruise extension. Below are the cover levels that also offer the cruise extension needed for your holiday:

• The Emeraldpolicy offers lower levels of sums insured for the budget-conscious or those who require less cover.
• The Sapphirepolicy is the original policy Insurancewith created. It’s perfect for anyone looking for wide-range of cover at a budget-friendly price
• The Platinum policy offers a more robust level of cover against many factors. There’s also no base policy excess

Find the level of cover which works best for you:

Air Doctor Connect access while travelling

• Using Air Doctor’s Virtual Consultations while still on the ship – If your cruise has good WIFI you can book a virtual appointment from your cabin, get advice and avoid an unnecessary visit to the ship’s clinic.
• Accessing local care at the next port – When your ship docks, Air Doctor helps you find a local doctor who speaks your language, book a same-day appointment and fulfil your prescription at a local pharmacy.

Speak to a member of our team

Having trouble finding what you are looking for?

Please click on the button below to speak to a member of our experienced and empathetic Customer Service team via Live Chat.