Specialist Medical Travel Insurance

Policies tailored to you, founded from personal experience

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Travel Insurance Policies

Getting specialist travel insurance ensures you have the most suitable cover for emergency care when you need it. It provides you with protection if the unexpected does happen, so you can enjoy your holiday without worrying. We believe you should not be charged a fortune for peace of mind whilst you travel.

Why Choose Insurancewith?

We specialise in medical travel cover. By working with charities, clinical specialists, and you – our customers – we are always improving our understanding to create products and services to meet your needs. It’s all part of our efforts to address any of the issues people have when looking for specialist travel insurance.

96%of our customers rated us 4 or 5 stars*
Over 5,000medical conditions covered
Charity Donationwith every policy sold
96%of customers offered cover*

Award-Winning Travel Insurance*

Over 5,000 conditions and the side-effects of treatment covered

Up to £5,000 cancellation cover

24/7 emergency medical assistance team

No upper age limit for single trip policies (depending on the destination and trip duration)

4.8 out of 5 (Excellent) based on over 11,000 customer reviews on Trustpilot.

Free access to Air Doctor Connect – connect with over 20,000 doctors in 78 countries. Use it for outpatient treatment and we’ll waive your excess; plus, you can claim back the cost of prescriptions when you return home.

Our Founders Story

Breast Cancer Awareness is something very close to our hearts here at Insurancewith. Our founder, Fiona, was diagnosed with breast cancer in 2005. After undergoing 8 cycles of chemotherapy, she looked forward to a holiday with her family, but faced unexpected obstacles when trying to buy travel insurance. The questions were intrusive, the process was distressing, and the costs were higher than the holiday itself.

Determined to change this, Fiona began researching travel insurance for people with medical conditions. In 2010, she launched Insurancewith, a company built to offer fair and affordable travel insurance for people living with medical conditions.

Fiona has said “Insurancewith was created from personal experience. I was determined to be able to offer people who had been diagnosed with breast cancer appropriately priced travel insurance which covered their condition. Everyone deserves to look forward to a holiday without added stress.”

At Insurancewith, we remain committed to making travel possible for those affected by cancer and other medical conditions.

 

Our awards and nominations

About us

Insurancewith was created to help people with a wide range of medical conditions, including cancer, mental health issues, epilepsy, and disabilities, get the most suitable cover for their personal needs at a price to suit their budget.

Customers tend to come to us after they have been quoted extraordinary prices for specialist travel insurance. They are often worried they will not be able to travel again.

We have worked closely with charities, medical specialists and most importantly, our customers, to refine our medical screening process. By asking relevant and up-to-date questions about conditions, lifestyle, and how you feel within yourself, we can accurately assess how you are doing and give you a quote for bespoke cover that has not been inflated at the mention of a medical condition. We look at the actual risk instead of the perceived risk of your condition, and in doing so can reduce some premiums our customers have been quoted.

At Insurancewith, we believe everyone deserves a holiday.

Charity event

Charity Support

 

Future dreams house

 

Donation sticker

 

Charity event

Insurancewith, doing more than just insurance.

When you take out a policy with us, we donate £1 from every policy sold, to the charities that support people like you, and our other customers every day.
From the Insurancewith Charitable Fund, we support a number of charities including FACT, YourSimPal, Cancer in Common and Make 2nds Count to name a few.


Read more about the charities we support here.

Thank you Insurancewith

“After a long struggle trying to find affordable travel insurance for my husbands grandad who has terminal cancer, we were about to give up. This caused a major problem as we were getting married in Cyprus and we desperately wanted him to be there.

I discovered InsuranceWith and after a questionnaire and phone call, we were given an extremely affordable and reasonable quote. We had been completely honest about his cancer and I was amazed they would cover him.

Without InsuranceWith, Grandad would not have been able to be there with us for our special day. We cannot thank them enough and have recommended to all of our friends and family. Just because you have a terminal illness, this should not deprive you of holidays abroad.”

 

We have insured thousands of people, helping them make those precious memories, and saving some of them a lot of money along the way!

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Protectif Screening

In order to give a fair assessment of your situation, we use Protectif Medical Risk Rating. Our screening process allows us to ask relevant questions about your condition or treatment in order to assess the risk effectively. Protectif allows us to provide affordable coverage to our consumers and instead of categorising all of our customers with the same condition as having the same amount of risk, we ask relevant questions based on the medication you are taking to effectively evaluate your circumstance.


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Instead of looking at the perceived risk of each condition, we use our award-winning risk rating system, Protectif, to understand your situation. We not only offer a broad range of cover levels suiting every traveller and budget, but we assess risk more effectively than other insurers. It’s one of the industry’s closest things to a personally underwritten travel insurance policy. For an accurate assessment, we’ll ask you about your lifestyle and personal experiences. Find out what else to expect from questions asked during our quote process.

  • Question sets allow us to understand individual circumstances
  • Thousands of conditions and side effects of treatment able to be screened