Travel insurance tends to be a grudge-buy, (because why pay money when you haven’t been in hospital because of an accident for years/ever, so what are the chances of it happening whilst you’re abroad, right?) but as our medical condition travel insurance customers can testify, it’s only when you need to claim on a travel insurance policy that you realise its worth, especially if you have an emergency situation. Furthermore you shouldn’t try to save money by not declaring your medical conditions.