Medical Care Abroad

Going abroad usually means you are leaving the safe umbrella of the NHS, and medical costs overseas can often be more expensive than we realise. Whilst travel insurance can help us with these high costs after we’ve had an accident or become ill, it also covers costs that the free or subsidised medical treatment you’re entitled to, might not.

EHIC – Europe

If you’re planning on travelling somewhere within the European Economic Area (EEA), including Switzerland, from 1st January 2021 rules around travel to Europe have changed, visit the Government website for up to date information on passports, EHIC, healthcare and more. We’ll update this page with more information as and when the Government release it.

Reciprocal Health Care Agreement – RHCA in New Zealand

If you are travelling as a visitor in New Zealand, and seek medical attention, you will be enrolled in this system, any medical treatment you receive will be subsidised by the New Zealand Government’s Reciprocal Health Care Agreement (RHCA).

The New Zealand Government has Reciprocal Health Care Agreements with Australia, the UK, the Republic of Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway. Meaning Australian residents can get help with the cost of medical treatment whilst visiting these countries, and residents of these countries can get some essential medical treatments whilst visiting Australia.

If you’re travelling within New Zealand and have to seek medical attention, find a public state hospital and make sure you have proof of UK residence with you, which can be any one of the following:

Reciprocal Health Care Agreement – RHCA/Medicare in Australia

Medicare is a publicly funded health care system available to citizens and ordinarily resident individuals throughout Australia. If you are travelling as a visitor in Australia, and seek medical attention, you will be enrolled in this system and any medical treatment you receive will be subsidised by the Australian Government’s Reciprocal Health Care Agreement (RHCA).

The Australian Government has Reciprocal Health Care Agreements with New Zealand, the UK, the Republic of Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway. Meaning Australian residents can get help with the cost of medical treatment whilst visiting these countries, and residents of these countries can get some essential medical treatments whilst visiting Australia.

If you’re travelling within Australia and have to seek medical attention, find a public state hospital and make sure you have proof of UK residence with you, which can be any one of the following:

InsuranceWith Awards