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Shine Cancer Support

Last week I wrote a blog about attending a fundraising drinks with the charity Shine Cancer Support. The event was great, and with Shine it’s something which happens quite often – why not see if they do a local event in your area? Read more

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A substance which is loosely derived from sugar has been found to destroy the ‘good’ cholesterol within the body, instead turning it into ‘bad’ cholesterol. Read more

Specialist Travel Insurance for Cystic Fibrosis

As anyone who suffers from Cystic Fibrosis will know, normal day-to-day activities can become very challenging tasks depending on the severity of your condition.

One thing, which may be especially difficult, is travelling, but this shouldn’t mean that you miss out on holidays.

However, there are a few things you should bear in mind when planning your trip.

Our guide to Cystic Fibrosis insurance

It is very important to ensure you have the right type of travel insurance in place if you are travelling. Any pre-existing medical conditions should be made clear to your insurance company so they can offer the best cover for you.

While it is not a legal requirement to cover your medical conditions when travelling abroad, if you fail to declare any medical conditions and later need assistance in respect of your medical condition or anything attributed to it, you would not be covered and this could prove very expensive.

Top tips for buying the best policy for Cystic Fibrosis sufferers

  1. Always buy your insurance through a specialist in covering travellers with pre-existing medical conditions. This way you can be sure that they will understand your situation, condition and your needs.
  1. Before deciding on your destinations, consider travelling to countries within the EU rather than further afield as medical costs can be much more expensive. This being said, Insurancewith can cover you for most destinations.
  1. Read the small print. Check your cover includes cancellation costs and loss of personal belongings and travel documents. This way you can cover all the bases and concentrate on enjoying your holiday.
  1. Always check the excess you would have to pay if you should have to make a claim..

Plan ahead

One of the most important things to consider when planning your trip is the destination. Most resorts and destinations are well equipped to support less abled guest these days, but it is always a good idea to check with the resort ahead of booking.

You should always make your condition known to staff, they can be on hand to help you with any specific mobility requirements you may have while travelling.

Most airports offer a service for travellers with limited mobility, from providing wheel chairs or baggage carriers to helping you locate the appropriate departure lounge or gate. While you may not necessarily need this support, it’s always reassuring to know that it is available.

Another key thing to remember is your medication. Any medication you take on a daily basis, you will obviously need to take with you.

You may need to contact your GP to request additional supplies to ensure you have enough for your trip as obtaining this medication abroad could be difficult and prove costly.

There are also a host of new regulations in place regarding which objects are allowed to be taken in your hand luggage aboard an airplane. You should check these regulations before packing to avoid any last minute travel disruption.

Make sure you plan ahead and do your research. With the proper planning, there is no reason why you should run into any unwelcome stress.

How to choose the right medical insurance provider

With the sheer amount of travel insurance on offer these days it can be very overwhelming trying to find the right cover for you and when planning the holiday of a lifetime the last thing you want to do is stress over your cover.

If you suffer from a pre-existing medical condition then it is extremely important you are covered when travelling abroad, to help reduce the stress of choosing an insurance provider we have put together a quick guide for what you should look out for.

ehic card

Make sure it suits you

Every medical condition is different, as is every person who suffers from it. This means medical insurance providers need to be flexible and understand your condition and your needs in order to offer you the best service possible.

While some providers claim to be experts in medical insurance, it is always best to look through the information on their site to see if they have anything, which relates specifically to your condition. This will give you the reassurance that they have people on hand to discuss in detail any reservations you have about travelling.

Reviews and testimonials are also a great way to get an idea of what a company’s service is like prior to signing up. These will be from people in your position, possibly even with the same condition as yourself.

couple laptop

Read the small print

While it’s not the most exciting part of your holiday planning, ensuring you have the right cover for you can be one of the most important. Different companies offer different rates and cover, which may sometimes be confusing.

Medical cover is something, which is easy to take for granted when living within the UK as the NHS covers the vast majority of medical expenses that most people will encounter

Leaving the UK means you are also leaving the protective blanket of the NHS and if you should require any kid of medical assistance while abroad, you may face substantial fees.

  • Make sure you always read the small print when looking for cover to avoid being hit by hidden fees or not getting sufficient cover.
  • Things such as cancellation costs and loss of personal belongings can often be left out of medical cover.
  • This is something which can be a nasty surprise if the worst should happen while you are away and you decide to make a claim. Ensuring you know exactly what you are covered for will help put your mind at rest and let you concentrate on enjoying your holiday.

With so much on offer it is easy to get confused. We believe your insurer should avoid all the legal jargon, hidden fees and be on hand to offer support and guidance on exactly what you need covered and why.

Fiona and Greig

Catch up with Greig

In our last blog about Greig, we welcomed him home and boy, what a busy time he has had! Read more

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